E.g I have 5. (1) daily spend (2) savings (3) holiday (4) bills (5) investments.
B bonniekilburn New member Jun 21, 2024 #1 E.g I have 5. (1) daily spend (2) savings (3) holiday (4) bills (5) investments.
P pinkyrock New member Jun 22, 2024 #3 @skepi22 PSA, many banks will allow more than one offset account
B brighteyes1530 New member Monday at 3:30 AM #6 @pinkyrock Mebank do unlimited offsets. But if you open a new account you have to remember to call them and get it added to the account.
@pinkyrock Mebank do unlimited offsets. But if you open a new account you have to remember to call them and get it added to the account.
E ericakuhl89 New member Wednesday at 4:31 AM #9 @pinkyrock Still doesn't require physically separate accounts - a spreadsheet can manage the buckets just as well (and fewer fees)
@pinkyrock Still doesn't require physically separate accounts - a spreadsheet can manage the buckets just as well (and fewer fees)
P pinkyrock New member Wednesday at 2:50 PM #10 @ericakuhl89 You’re doing something wrong with your banking. I pay zero fees.
A adamt119 New member Thursday at 8:57 AM #12 @ericakuhl89 I have 3 buckets and the only fees i pay are with CBA. uBank and Up don't charge fees at all.
@ericakuhl89 I have 3 buckets and the only fees i pay are with CBA. uBank and Up don't charge fees at all.
S sweettia4christ New member Thursday at 10:48 PM #13 @ericakuhl89 For me it just makes it easier to earmark funds for what they are to be used for - In my case: 1 main account 2 emergency “do not touch” savings 3 savings for big fun stuff like cars 4 savings for small fun stuff like holidays 5 savings for long term stuff like the kids future cars 6 Savings to invest etc…
@ericakuhl89 For me it just makes it easier to earmark funds for what they are to be used for - In my case: 1 main account 2 emergency “do not touch” savings 3 savings for big fun stuff like cars 4 savings for small fun stuff like holidays 5 savings for long term stuff like the kids future cars 6 Savings to invest etc…
E ericakuhl89 New member Yesterday at 4:40 PM #14 @sweettia4christ That is a bit complicated (and potentially incurs unnecessary bank fees) - spreadsheets cost nothing and do the same thing.
@sweettia4christ That is a bit complicated (and potentially incurs unnecessary bank fees) - spreadsheets cost nothing and do the same thing.