EDIT/UPDATE: THE DAMAGE DONE HERE BELOW WAS BY A SQUIRREL THAT CAME DOWN THE DINING ROOM CHIMNEY FIREPLACE!
Late yesterday afternoon I walked into our dining and discovered all of the emollients that frame each glass pane in a 9 pane over 9 pane window had been chewed by a mess. The attached 2 photos give you an idea of the damage done.
He had to have come down the chimney in the DR. Both doors to the DR are always closed. The mess was such that it’s clear he was desperate to get to water and died trying.
No, I never heard a thing. The house is 5100 sq ft and only 2 of us living there. And David was gone for 2 weeks, returning last night.
I spoke briefly with our State Farm agent this afternoon and she says we are NOT covered for damage caused by animals, rodents, etc.
I’m more than a bit incredulous. Two years ago mice chewed the wiring underneath my Prius dashboard and State Farm paid $9,300 to rewire the car. He smashed 2 DR table centerpieces, several Patricia Breen Christmas ornaments ($180-$450/ ea.) and destroyed 3 extra large serving platter so
And just last year I lowered our homeowners’ deductible from 1% of the assessed value of our property (>$1M = at least $10,000 deductible for each loss/occurrence).
I understand each company is different, offering various riders as add-ons to their homeowners policy product.
Has anyone ever run across anything similar and, if you filed a claim and were denied, I’d very much appreciate hearing about your eventual outcome.
Thanks very much for your time reading this, and if so inclined, responding.
Late yesterday afternoon I walked into our dining and discovered all of the emollients that frame each glass pane in a 9 pane over 9 pane window had been chewed by a mess. The attached 2 photos give you an idea of the damage done.
He had to have come down the chimney in the DR. Both doors to the DR are always closed. The mess was such that it’s clear he was desperate to get to water and died trying.
No, I never heard a thing. The house is 5100 sq ft and only 2 of us living there. And David was gone for 2 weeks, returning last night.
I spoke briefly with our State Farm agent this afternoon and she says we are NOT covered for damage caused by animals, rodents, etc.
I’m more than a bit incredulous. Two years ago mice chewed the wiring underneath my Prius dashboard and State Farm paid $9,300 to rewire the car. He smashed 2 DR table centerpieces, several Patricia Breen Christmas ornaments ($180-$450/ ea.) and destroyed 3 extra large serving platter so
And just last year I lowered our homeowners’ deductible from 1% of the assessed value of our property (>$1M = at least $10,000 deductible for each loss/occurrence).
I understand each company is different, offering various riders as add-ons to their homeowners policy product.
Has anyone ever run across anything similar and, if you filed a claim and were denied, I’d very much appreciate hearing about your eventual outcome.
Thanks very much for your time reading this, and if so inclined, responding.