Water leak damage!
Back in late July I had a water heater spray water on stored furniture in my basement. At the time I was away and one of my tenants discovered it. Immediately called a plumber that same day to replace the water heater. What I didn’t know at the time was that the water had sprayed onto our furniture which were wrapped in blankets. I discovered the damages this month, December, when I started unpacking my furniture in the basement to move. The damages are approximately $15,000. The adjuster from Farmers Insurance is claiming that I am not covered because I can’t prove that the leak damaged the furniture. I’m not necessarily sure how I would prove that unless I had been personally present, videoed and photographed the leak. Does this seem fair? Or an abuse? I have forwarded her photos of the damages that were recently discovered along with the work order and bill. Any suggestions?
Back in late July I had a water heater spray water on stored furniture in my basement. At the time I was away and one of my tenants discovered it. Immediately called a plumber that same day to replace the water heater. What I didn’t know at the time was that the water had sprayed onto our furniture which were wrapped in blankets. I discovered the damages this month, December, when I started unpacking my furniture in the basement to move. The damages are approximately $15,000. The adjuster from Farmers Insurance is claiming that I am not covered because I can’t prove that the leak damaged the furniture. I’m not necessarily sure how I would prove that unless I had been personally present, videoed and photographed the leak. Does this seem fair? Or an abuse? I have forwarded her photos of the damages that were recently discovered along with the work order and bill. Any suggestions?