@mjmotr1 hey i dont have any practical advise because its very personal what you're going through.
i know its extremely rough what you're facing, i had a similar patch during my 20s (im 33 now), i just wanna let you know its not the end.. and you can come out of this.. no joke its tough.. and its a long dry painful spell (i dont wanna sugarcoat it for you).. but its possible.. go through life on a month to month basis, that you manage to survive through.. enjoy little wins occasionally like a mamak drinks with friends.. the little things are the one that will carry you back to winning ways.
i had 30k in the bank, within 1 year of business, i went into 100k debt, closed business, had to pay back all loans for over 6 years.. my salary during that phase was 3-4k.. i had about 2k of loans to pay, never had savings for that 6 years.. its brutal but its possible. i'm in a lot better position today, after some lucky streaks in my career, worth more than i imagined possible at this stage of my life.
funny thing about this is that its not how much you lost that mattered, but how long you can stay in the game... because the longer you can stay alive (financially and literally), the more opportunities will come by you again, and when that time hits, you're be alot more emotionally ready on how to handle it.
i know its extremely rough what you're facing, i had a similar patch during my 20s (im 33 now), i just wanna let you know its not the end.. and you can come out of this.. no joke its tough.. and its a long dry painful spell (i dont wanna sugarcoat it for you).. but its possible.. go through life on a month to month basis, that you manage to survive through.. enjoy little wins occasionally like a mamak drinks with friends.. the little things are the one that will carry you back to winning ways.
i had 30k in the bank, within 1 year of business, i went into 100k debt, closed business, had to pay back all loans for over 6 years.. my salary during that phase was 3-4k.. i had about 2k of loans to pay, never had savings for that 6 years.. its brutal but its possible. i'm in a lot better position today, after some lucky streaks in my career, worth more than i imagined possible at this stage of my life.
funny thing about this is that its not how much you lost that mattered, but how long you can stay in the game... because the longer you can stay alive (financially and literally), the more opportunities will come by you again, and when that time hits, you're be alot more emotionally ready on how to handle it.