adulterousb
New member
My car was stolen 4/26/24 and recovered 5/1/24 and towed to my residence. The car didn’t turn on (they stole and ripped out the battery terminal and hot wired and fried things) I took pictures but my adjuster never sent anyone for appraisal. On 5/4/24 someone came and stole the vechile (since it didn’t turn on they rammed it from the bumper until it started to roll. The vechile was recovered again and a second claim was made (I have a tracker in the car). My insurance finally sent out an appraisal on 5/13/24 and declared it a total loss. My insurance offer letter has two deductibles for me to pay but my payout is only the amount of the worth of the vehicle. Do I have an argument for the second claim to be a salvage car stolen? Or any options since I’m only getting one payout of the worth of the vehicle?