I was in an at-fault accident 4 months ago. Yesterday my wife had a rock hit her windshield cause about a 6-8 inch crack. With it being so close to another claim, should we just pay for this ourselves?
@acts1038 I would go to Safelite first. Find out if it is fixable. If it is, i would turn in a claim as your out of pocket would likely be zero. (Check your coverage.) A window claim is much different than a collision claim. If the 6-8 inch crack means window replacement, it would depend on how big your deductible is. If $1,000 deductible I would pay it myself. If you have a smaller deductible, I would definitely consider turning it in if it means window replacement. Good luck!
@adrian99 My main concern is my rates with 2 claims being so close together. I think my insurance will cover it from understanding my policy. Is Geico the type to cancel coverage for being high risk for 2 claims so close together ? Is it worth the hit on my rates?
@acts1038 I think this is best answered by someone from the agency side. A glass claim is not at fault, but an agent or underwriter would be more knowledgeable regarding your question.
@acts1038 You can call your agent and ask them if a Glass Claim counts as a claim against. It may not. You don’t have to file the claim when you call, you can just ask.
