theologybuff
New member
@cookie1720 Tell yourself that its an extremely expensive lesson, and you best figure out how to never make that sort of mistake again, even for 10 cents of loss.
Your mom could probably start double checking with you on all dubious transactions. Anything that involves transfer of money without transfer of goods probably should be consulted with you beforehand. Remind her not to withdraw her KWSP money without consulting with you as well. Yes, all of this makes it seem like you're taking control of her life and finances, and its definitely an argument a would be scammer would try to mention in order to make your mom angry. IMO its all in the mind, or rather perception. You're her daughter, and your role is to double check her money transfers and exchanges for scams and fraud. Not to restrict and baby her decision making processes. So if you do get into this, make sure that you focus only on scam and fraud detection and avoid criticising your mom for buying certain embarrassing things. If your mom can get to the stage where she's comfortable with you taking that role in her finances, or even feel some pride at the amount of time you're putting in for her wellbeing, then she will be less likely to be cajoled into bypassing you by a scammer.
Oh yeah, speaking of KWSP account. You can have the phone number in the system changed to your phone number. So when your mom wants to login to make withdrawals, you will receive the notifications and OTC, not her. Sure, she can change the numbers again, but that'll take a long ass trip to KWSP, queue up, fill forms, queue up again, then get told its closing time and you have to come tomorrow. So its a hassle to go behind your back and change it. This is actually what I do for my mom. Shes not very good with online transactions, so all her OTC numbers go through one of my phones. She has access to a smaller stash of funds she can use without involving me, so she's not restricted too much. That way if she does get scammed its a couple hundreds lost, instead of tens of thousands.
Your mom could probably start double checking with you on all dubious transactions. Anything that involves transfer of money without transfer of goods probably should be consulted with you beforehand. Remind her not to withdraw her KWSP money without consulting with you as well. Yes, all of this makes it seem like you're taking control of her life and finances, and its definitely an argument a would be scammer would try to mention in order to make your mom angry. IMO its all in the mind, or rather perception. You're her daughter, and your role is to double check her money transfers and exchanges for scams and fraud. Not to restrict and baby her decision making processes. So if you do get into this, make sure that you focus only on scam and fraud detection and avoid criticising your mom for buying certain embarrassing things. If your mom can get to the stage where she's comfortable with you taking that role in her finances, or even feel some pride at the amount of time you're putting in for her wellbeing, then she will be less likely to be cajoled into bypassing you by a scammer.
Oh yeah, speaking of KWSP account. You can have the phone number in the system changed to your phone number. So when your mom wants to login to make withdrawals, you will receive the notifications and OTC, not her. Sure, she can change the numbers again, but that'll take a long ass trip to KWSP, queue up, fill forms, queue up again, then get told its closing time and you have to come tomorrow. So its a hassle to go behind your back and change it. This is actually what I do for my mom. Shes not very good with online transactions, so all her OTC numbers go through one of my phones. She has access to a smaller stash of funds she can use without involving me, so she's not restricted too much. That way if she does get scammed its a couple hundreds lost, instead of tens of thousands.
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