@be4christ Pansin ko karamihan ng nagcomment wala pang anak. I'm 29 with wife and 2 kids. Same sa karamihan galing din sa underprivileged family na kung wala tulong ng kamag anak hindi makakatapos ng pag aaral.
25 ako when I have my first born, not sure if I was ready then, pero nabuntis ko na gf ko so need panindigan. I have few investment sa stocks and crypto back then (22-23 nung nag start ako) but have to sell all para May downpayment sa condo.
It was scary nun nag umpisa kami ni wife kasi parehas lang kaming office workers na parang sakto lang yung monthly to pay for all the bills. But thankfully life has been good to us. I had the opportunity to work abroad for two years before pandemic. And basically leverage that experience to have higher salary dito sa Pinas.
I'm with my family now and earning decently since si wife May work din naman so nakaipon na din unti unti. Nakabili ng motor, kotse, napagawa na parents' house sa province and patapos ng bayaran yung condo in 3 years.
Hopefully I can retire na in my mid 30's. If maging profitable yung townhouse business ko.
I have this talk with my wife na baka biggest regret of this generation is deciding to have babies late. She doesn't agree with me on this. But based on my personal experience there are still benefits to start families in 20s. There will be struggle pero kaya naman. Specially yung extra power ng pagiging parent na you will conquer anything to give your kids the best.