@zainonechia Can self contribute but that contribution will be disbursed accordingly to account 1, 2 and 3. So if you self contribute 1000, 750 will go to account 1, 150 will go to account 2 and 100 will go to account 3. Cannot just contribute to account 3 sadly
 
@zainonechia I don’t think KWSP will ever be so stupid/generous to offer that. Not even banks give such flexibility of going in and out while providing 5.5% on average. Everyone will abuse Acc3 to the max
 

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