E&O Insurance in the U.S. for non-residents/foreigners

[aristilis]

I want to buy E&O insurance in the U.S. for projects with clients there as a sole proprietor.

Apparently insurance providers will always ask for a U.S. address. Will getting a virtual mailbox help solve this problem? Are there any states that are preferable to get a virtual mailbox in? Thanks!

 

[mrssavage]

@aristilis This is likely to be a problem, yes and whilst you may get away with fudging it through with a US mailbox this isn't really compliant from a regulatory perspective. The more common and robust way to do this would be to seek insurance wherever you are domiciled, contract from wherever that is and then get a policy that extends to US jurisdiction (which is very easy to do).

Source: UK based E&O underwriter for 9 years that predominantly writes US domiciled business these days.

 

[reluctantasr]

@aristilis

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