Do car insurance companies verify grades for good student discounts?

[bixsgirl]

So I told my parents I have a 4.0 gpa, but in reality I only have a 3.6, ik I still qualify for the insurance for good grades, but if I send a photoshop of me having a 4.0, would it still be considered insurance fraud if they were to find my real grade? I still would qualify for it so I was wondering.

 

[motabea33]

@bixsgirl Lol don’t lie

 

[bioleap]

@bixsgirl Yes. It’s the definition of insurance fraud. You’re not only misrepresenting a material fact, you’re fabricating evidence of this lie so you can receive a direct monetary benefit.

 

[bixsgirl]

@bioleap But yeah I realize it’s better to just send what I actually have

 

[motabea33]

@bixsgirl Are your parents actually going to see what you send in?

 

[bixsgirl]

@bioleap U only need a 3.0 gpa to get the discount, that’s why I was wondering if this is considered fraud cause I have a 3.6

 

[bioleap]

@bixsgirl Trust me when I say the insurance company isn’t going to care that you are submitting altered documents because mom and dad might take the T-Bird away. Don’t do it. Man up and tell your parents you’re not perfect and Cs get degrees. 3.6 is still a good GPA.

 

[motabea33]

@bixsgirl Bro if you submit fake documents no matter if it still counts if you submitted real documents it’s insurance fraud

 

[ruhan]

@bixsgirl Just send it directly to the insurance company yourself, don’t give it to your parents. Tell them you have a question question about what proof they need and ask for an email/phone number and the policy number. Tell insurance you just need to give them the proof of good grades, and they’ll give you a way to submit the document directly to them.

 

[bixsgirl]

@ruhan Okay thank you!