Credit inquiry - TransUnion v/s Equifax

husker

New member
Hello family,

Recently I’ve applied for a credit card and a hard inquiry was shown into my Equifax account (tracked through Borrowell)

Mentioned that I’ve bank account in two different Canadian banks Scotia and CIBC - I’m curious whenever I’ll have a credit check is there any way to know from which credit union it will go though ?

PS: it’s well known that there can be fair amount of difference in TransUnion and Equifax credit scores, but when I checked few hard inquires went to TransUnion whereas few went to Equifax.
 
@husker
I’m curious whenever I’ll have a credit check is there any way to know from which credit union it will go though ?

Each financial institution does it different. Some with use one or the other or both.
 

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