Best HYSA?

[ohayitsjen]

I currently have a standard NavyFed savings account and wanting to move my funds into a higher interest rate account, I do have Amex’s CC (Gold and Platinum), and I see they offer a 4.35% HYSA, however I heard other companies such as Wealthfront, Cit Bank, and others that are 5.0% +, what are your recommendations?

I am currently stationed overseas for several years and zero debt, E-4, 23, contributing to Roth TSP 10%, and plus the matching with the AF

My long term goals is to continue saving before I PCS in July 2025, and working on applying for OTS since I am 90% complete and will finish in 5 months with my university with TA paying 100% for it

 

[cindi4work]

@ohayitsjen I use Amex HYSA. No issues.

 

[ohayitsjen]

@cindi4work Thank you! I am also considering Amex too, and how it’s all into one with the CC’s

 

[kevin_01]

@cindi4work I use amex so when I need them to do something I can leverage them and say well I am a member since 2016, platinum member and gold member, and an hysa....

 

[wilberforce001]

@ohayitsjen If you have AMEX plat you should qualify for their higher rate HYSA, I think right now it’s 4.6%, pretty competitive with SoFi and other big names.

 

[reebern]

@wilberforce001 Is this offer only? I have 2 plats and only get 4.35

 

[reebern]

@wilberforce001 Is this offer only? I have 2 plats and only get 4.35