@babyishcare For me is basically buy bellow what you can afford, 2nd hand so it looses less value, and yeah, where I live we have a special yearly insurance Wich one of the benefits is 50% discount on their inspection on the condition of the car.
I do this for buying and for the selling also so I don't get problems after selling.
Now, for me, i don't care for cars, so I buy it only for the transportation, for my bike aI broke all the rules because its not a transportation, it's basically a toy.