Am I crazy to keep putting all my money into index funds the next few years even if I have enough for a downpayment?

@caljreich Kind of in the same shoes. I’ll consider it at 6% but I want to be in a position where I can easily accelerate it so I don’t pay a ton in interest. If I just go with 20% downpayment, it feels like a pair of handcuffs.

Has required a lot of patience to get to this point but I think I’ll be ready to buy within the next two years.
 

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