Am I allowed to do that?

[asyaphari]

One scholar said, Intrest can be paid to Paid interest. Like fire will estunguish fire.
Q. Can I pay my phone bill, or gym membership from the money I get from my bank. (bank paying Coz money is held in my account) when I don't use gym, or mobile service when I am on holidays for 2-3 months?
I don't like paying for what I don't use. I don't think it's FAIR. Espacially when contract is for 1 year, you use it or you don't.
Also the same scholar said : we should see, what's more pleasing to Allah.
Thanks.

 

[daisies89]

@asyaphari lol no.

You signed a contract to pay for all months. YOU decided to do that. If you don’t want to pay for the months you don’t use, then don’t sign up for those months.

 

[dmsnansdkfl]

@asyaphari Reading through the comments you seem like a willfully ignorant person trying to game the system and have the sin go on someone else for something you know is wrong.

-If you are so concerned with the interest the bank is giving you either move the money to a checking account or go to a bank without interest.

-You signed a contract to pay for access not for use, you must pay. Whether you used it or not.

 

[asyaphari]

@dmsnansdkfl Your last sentence makes perfect sense. So i set my ego aside and appreciate what you said. Now Pls Tell me why is it wrong to use the intrest money for the month I don't use it. Like for 2-3 months if I use intrest amount? Bank gave me intrest, I haven't asked for it. even told them not to give me, but they don't care. And I didn't used that amount yet, and kept it separate.

 

[dmsnansdkfl]

@asyaphari My dear brother, Allah made it haram upon us to consume or conduct in Usury. Depending on the country you live in it may be very difficult or impossible to go about not being involved in interest i.e a bank account that issues you interest. The scholars have agreed we can take that money and give it to charity as a means of not being punished for it.

There are many verses in the Quran where Allah advises us against any dealings with interest, he goes as far as saying the one who deals in riba has declared war upon Allah.

I would ask myself, “is the money I save by using interest worth the possibility of punishment ?”

The decision is up to you at the end of the day, may Allah reward you and guide you inshAllah!

 

[asyaphari]

@dmsnansdkfl Is the money I save by using interest worth the possibility of punishment. This made sense and other brother, who commented selling but not consuming alcohol is equally harram. I wanted to use Riba gains to pay for the services charges I didn't consumed. Other then that I always avoid, and that was the reason I asked this question, rather then using my halal money, I saved that, and use Riba money.

 

[saram]

@asyaphari I've never heard this. And what do you mean paying for things you don't use? That's why you weigh up the cost of paying monthly or annually, is it cheaper id you did only when used eg pay as you go phones or cheaper if you did it annually

And when does fire extinguish fire?

 

[asyaphari]

@saram Means Intrest is fire and you will pay interest if you don't pay your subscription on due date, so in that case one fire will enstungish the other one. Here issue is I am going on holidays, so won't use it at all. But still need to pay. So rather then paying from my halal money, I pay them using the intrest money.

 

[danny0101]

@asyaphari You can't use haram money to pay for things, it doesn't suddenly make it halal. Only thing you can use your interest for is to send to charity.

 

[asyaphari]

@danny0101 I wanted to pay for the services I didn't use, not using my halal money but with haram money. Why waste my halal money on, something I don't use?

 

[danny0101]

@asyaphari Still no. Because you are still paying for access to the service regardless of if you actually use it or not.

 

[saram]

@asyaphari Dude, typing that out did that make sense to you as the right thing?

 

[asyaphari]

@saram I need the correct opinion here, not what I think matters if it's not correct. I need to someone to make sense. And explain. I still haven't get the answer, why is sharia complaint halal when someone on the Income is completely haram.

 

[saram]

@asyaphari I'm qualified in Islamic finance and haven't heard of that being allowed.

The not paying for stuff when not using it is not fun but part of the deal when buying something for a year. If I buy a season travel card, it's cost equivalent of 10.5 months instead of 12 monthly ones....but I don't care if I travel everyday

 

[asyaphari]

@saram So paying interest, if you missed the payment is allowed? You can't take and you can't pay intrest. I have no issue with paying for what I use, even I go to gym only 1 day in a month. But not when I don't use.

 

[saram]

@asyaphari Paying interest is not allowed. You should do everything you can to not pay it, one thing might be to not get a credit card if you believe you'll pay interest.

If you miss a payment then that's something you've purposely done (you're the one who voluntarily got the credit card knowing you might end up paying interest) and up to you how you manage it.

Also your statement doesn't make sense to use things 24/7. If you have a gym membership you're saying you want to use it all the time but you're not going to be there 24hours a day 7 days a week.....why? Because you chose not to. Likewise when you don't go gym because you're on holiday then you chose to not go gym.

A gym makes money by charging memberships either payg , month or yearly. Some people are like you and don't want to pay recurring fees at all so make a home gym. Some people don't have space so have no choice but to go to a gym. All decisions have costs. You're wanting benefits with no cost.

 

[asyaphari]

@saram Stop judging me, I want benefits with cost. But don't want cost without benefits. First read, understand and then reply.

 

[aprile]

@asyaphari You not wanting cost without benefits is a problem that you can ultimately remedy by going to the gym or doing a pay as you go.

Paying your gym fees or anything with interest is haram and you lose barakah in it. So just donate interest to charity.

And the brother giving you advice is not judging you in anyway, he’s just stating the reality of a gym membership. If you want to save money which I’m assuming is your goal here, then do a pay as you go or cancel your membership on months you know you’ll be busy.