20000 Line of Credit at 7.70%

[ray3]

@sturmwolf Ah ok I haven’t seen them. I suspect you would have to have severely dropped your credit for that to even flag on their radar since nobody is really actively monitoring already open credit products

 

[resjudicata]

@christian_follower Floating rate though

 

[stevejr]

@resjudicata It's a LOC..... Of course it is ?

 

[kelsay]

@christian_follower Accept and do or do not use at your pleasing. Had one open for years without touching it till my wedding and used it as a bit of a slush fund for deposits

 

[resjudicata]

@kelsay I accepted mine around a year ago and haven’t used it yet. Do you know how long the banks generally keep the account open while they’re inactive before they close it? And if they do does it have any negative effect on my score?

 

[alphabob]

@christian_follower Usually when the bank sends me mail with such offerings I use the paper to wipe my ass

 

[livininsin]

@christian_follower Thats awesome I was offered 20,000 at 11.25%