vehicle insurance

Thanks in advance to any of the wonderful people on this site that take time out of their day to help other people out. It really is amazing. Policy Info Geico 2015 Nissan Rogue with 20k miles 2005 Nissan Murano with 112k miles $1,290.09 6 month premium (216.02/mo or $2,592.24 annually if...

Finally got in contact with the insurance adjuster for the guy who hit my car’s insurance, and he said that they are waiting for him to provide “documentation” and that if he doesn’t, they will rescind his policy and thus not pay out on my claim. Is there anything I can do in this situation? I...

My daughter has 2014 MDX. She parked the car outside the house and ran inside for a quick errand that was to take 3-5 minutes. During this time the “boyfriend” decided to play a prank and park the car around the corner. When he got in the car and pulled away he hit a car that was going down...

Hi everyone! I'm an MBA student studying in the UK. I'm now doing a project survey about car insurance in the UK market. If you own a car in the UK or are thinking about buying car insurance in the UK, please help me to complete the survey and let me know more about how you feel the growing car...

I have a car 2012 bmw 660i at a place in California. Palm desert. I only get to it a few time a year. And sometimes with months in between. I was using pay per mile with Metromile. Worked really well but while the car was left unattended it went into sleep mode and lost gps and they wanted to...

A few days ago my wife was stoped at a red light in her 21' Jeep Grand Cherokee Limited. There was a Tesla in front of her and she got hit pretty hard from behind by a distracted driver in a 2015 Honda Civic sedan pushing her into the Tesla. She was not hurt. In my hobby auto mechanic opinion...

I'm curious how insurance claims and determining fault and financial responsibility works. Say 2 cars are opposite - across the street from each other coming out of 2 separate shopping malls. Car A turns left into the southbound left lane. Car B turns right into the southbound right lane (so...

So basically, my dad passed away 2 weeks away while driving. He had sudden cardiac arrest (he's had heart issues, but the arrest was caused by something not seen by even his doctor), hit another car and then proceeded to die. So he had a death benefit on his auto insurance for X amount of...

My car insurance was up for renewal and just doubled. There’s something on my driving record that shows an accident two years ago and lists “unknown operator” and a 12k payout, but no other information. What could that possibly mean? I got a new car 3 years ago, am the only driver, and I’m very...

My car had extensive damage after being rear-ended by a drunk driver. We’re talking $15,000 worth of damage after the auto shop tore it up and sent a supplement. Geico wants to repair it (it’s a 2019 civic and I’m guessing worth ~$20k) Everyone told me it would be totaled. I’m surprised geico...

Just got a new policy and found out about insurance points. I was reading my documents and saw that they charged me 4 points under their merit rating plan for an at fault accident I had last year. Are those insurance points tied to the accident and won’t Affect me after the accident is 3-5 years...

Im not gonna lie, I know this is probably going to be long. Its hard to ask my question without explaining my situation 1st so you have all the details. So im sorry for no TLDR. Ok, so I have Progressive and pay $147/month for Full coverage on a financed 13 Escape. My policy ends 4/22 so my...

Hey there fellow redditors. Not gonna lie kinda surprised there’s a reddit page for this stuff but here we go. (WARNING LONG ASS STORY) So in November of 2017 I was in the trunk of my brothers car going to our local high school bc I wanted to skip my 2nd period. As a senior my brother was...

I was in a car accident back in December . The accident was my fault and my car sustained cosmetic damage to the right front passagers side to the car car and the front bumper . When I got out after the impacted I noticed this damage. When I was driving home after the accident I noticed my car...

Car insurance is like a talisman for a car owner to protect them from any future crisis due to accident, vandalism, fire, being struck by a wild animal, theft. Car insurance helps them to waive the huge financial loss that occurred by any of the above-mentioned eventualities. Without car...

The cheapest car insurance varies based on your personal rating factors but there are certainly many other steps that can help you in getting the lowest possible rates and cheap car insurance. If you’re into the market to ensure your car and get some basic and additional coverage for your...

Hello! Not sure if this is something anyone here can help me with but I’m getting conflicting answers everywhere I look… I was in a car accident last week, all parties agree the other driver is at fault. I’m currently waiting for their insurance company (Progressive) to complete an assessment on...

Quick input requested: 1) I currently have USAA on my moms USAA plan. I haven't gone to my own plan due to independent quotes being more expensive. USAA even told me that I can stay on her plan as long as I want too, and that they have some people in their "40"s still on their parents USAA car...

So, my fiancé and I are on the same car insurance as our in-laws at farmers, however since we all have our own vehicles we all have our own policies we pay for, for our own vehicles. They told my fiancé last night that our tickets we got Over 1 & 3 years ago, and our new car we got 6 months ago...

This is my situation: In 2017, while I had my full G and was 22 years old, I got two tickets at once. One was for going 40km/h over the limit on the highway. The second ticket was because I changed lanes while going that speed and the cop said that because I was going 40km/h over it was an...