vehicle insurance

I am currently in school and plan on being in NC for at least 2 more years(originally from NY). I was recently involved in an at-fault accident that totaled my car within the last year and plan on buying another car in the next 3 weeks back home in NY. My original plan was buying, registering...

Hi r/Car_Insurance_Help! Some background info: 29 M No accidents or claims since 2014 Credit score near 800 Own home, 2018 Audi SUV kept in garage in a "safe" Atlanta suburb BI: 100/300/100 Uninsured: BI 100, 300/accident Property 100 with $500 deductible Comprehensive and Collision...

I've been a long-time resident of Oakland, CA (M29). To save a lot of money on school and living conditions (or not depending on how ppl think), I've been an add-on on my sister's AAA insurance policy and I paid a flat $700/yr since 2015 with liability only and a couple other options (bodily...

I’m not sure if this belongs here, but if anybody has a recommendation of where I can post it I’ll gladly take it. I had an old paid for vehicle with collision coverage only. February 29, 2020 the car was totaled in an accident. The car was towed and I had to sign the title over to the wrecker...

Ive been saving up for about 1 and a half years for a 2020 camaro 2ss for my 16th birthday plus im still saving up for another 6 months because my b day is in may. How much do you think my insurance would be?

I (19y/o M) had a bit of a shunt at a roundabout (went up the back of someone) in February. I’ve been driving 2 and a half years, I insured a bmw 330d last month as named driver and it was £2000 for a year, when this elapses is it likely it will be more expensive? I’ll obviously have another...

Hello. Someone backed into my car and crumbled my passenger door and scratching it all the way down. Their insurance considered it a loss and is going to give my car an r title if I decide to keep it. The problem is they are not being fair to me. I have receipts for parts for the car and proof...

TL;DR: Wife was hit by another driver who provided insurance policy number from PEMCO. PEMCO is denying coverage saying driver was insured, but car driver was driving was not on their policy. Does liability not cover insured driver's actions regardless? ELI5? So longer version, my wife was...

I’m living in New York State In the past 4 years, I reported 4 claims about the vehicles registered under my name ( non of them is my fault, and the most recent one, my father in law drove and injured a motorcycle in September 2022), and insurance companies paid, causing my driving record bad...

Hi everyone! I'm shopping around for car insurance because I think the monthly premium at $310 with USAA is way too high, and I'm not quite sure what coverage is necessary for someone in my situation. I would appreciate any help and recommendation on what I should increase/decrease in terms of...

Obligatory "throwaway account" warning - I'm in the middle of this claim, and I need advice but can't afford a lawyer and am getting some really weird vibes from my insurance, so I'm hoping the Humans of Reddit can help. What happened: My (newish, low mileage) car got stolen and when it was...

Hello all, My wife was hit by an uninsured driver at fault, (ran a stop sign and T-boned) our luxury EV. There is only 1 repair shop in the area to take it as it’s a specialty at the moment. Any other shop will void the warranty on the vehicle thus not returning it to its pre collision value...

For context, over a year ago I got a speeding ticket in New York which has yet to be resolved (slow small court). I also just started my first insurance plan with Progressive in Colorado about 5 months ago. A week ago I got an email from Progressive stating my insurance was going up from about...

As the title says, I stupidly got my second 15km over ticket in 2.5 years (driving down a country road, enjoying the scenery, minding my own business, when I noticed the red/ blue lights). I’m in Canada-land (Ontario), over 25 and have had my full G for 3.5-4 years now and been with the same...

Hello all. Two days ago i hit a Turkey with my car and the insurance company deemed it totalled and offered me around $8400 as a settlement. After further investigation, the damage repairs would only cost the insurance company $2000 (Hood, Bumper/grille, radiator, A/C compressor, and all little...

I have Liberty Mutual car insurance. Due to an error on their end, which they have agreed was an error on their end, I have been locked out of my account for 8 months. Switched to them in May 2023 and set my account up for autopay every 6 months. Agreed to use their RightTrack driver monitoring...

Background: Our 2003 4Runner was hit on the passenger rear wheel causing the vehicle to spin around and roll over. Driver of the 4Runner was determined to be at no fault. Our insurance is claiming a total loss based on the estimated vehicle value. We haven’t tried to deal with the at fault...

uninsured driver hit my parked car. stopped, talked w me for a bit then tried to dip when i mentioned calling the police. he said he has a warrant out for himself. i chased after til he gave up and he showed me baby products and said he has a newborn and he’s broke, no insurance. he gave me some...

So I told my parents I have a 4.0 gpa, but in reality I only have a 3.6, ik I still qualify for the insurance for good grades, but if I send a photoshop of me having a 4.0, would it still be considered insurance fraud if they were to find my real grade? I still would qualify for it so I was...

I was quoted $194/month to add a 2018 VW Golf R with my 17 year old son as the primary driver to our existing State Farm policy. In case it matters, we have 6 other vehicles as well as HO on this policy. He’s been paying that since September 2023. A few days ago I noticed his premium jump up to...