vehicle insurance

  1. B

    I'm paying insurance for five cars please help get price down

    I have a 04 Nissan Titan. A 2009 Scion xB A 2014 Grand Cherokee A 99 Ford ranger And a 2008 Nissan Sentra. I'm paying $9,200 a year for insurance. The thing is two of these cars are not driven at all. And when they are, it's normally just to drive it for short trips to keep the battery charged...
  2. I

    I’m 18 and I have no idea what I’m doing

    Hey Reddit peoples so pretty much my situation is that I’m gonna be buying a Toyota off of my moms boyfriend. Currently I only have my permit so idk if I can even get car insurance T-T I would ask my mom but she doesn’t drive and therefore doesn’t have a car so I don’t think she’d know anything...
  3. M

    Help

    I need help, I’m planning to get my license in FL because my mom usually drives me to work but she’s going to be gone for 1 month on a road trip with her bf and she’s leaving her car behind and it’s about 3 miles to get to work so I’m wondering if theirs a temporary insurance I can get to drive...
  4. D

    I need help w insurance. Recovering alcoholic

    Hi! I have been in active addiction for years. I have had three accidents (no one was harmed, just my car and theirs) I have been sober for 10 months and got out of rehab 6 months ago and not driving. I need to get a car to drive to and from work and I can’t afford insurance on a cheap used car...
  5. T

    Am I being ripped off or is this standard practice?

    Sorry for the long rant but I am just trying to get opinions from people more knowledgeable than myself. My son was in a wreck and his car was totaled. I am dealing with the other party’s (big name) insurance company to get a settlement offer. The whole process has been very frustrating and I...
  6. S

    No fault claim

    Wondering a few things Firstly, here’s the scenario: someone else hit my parked car whilst I WAS NOT IN THE VEHICLE. I claimed on their insurance and didn’t go though mine at all - a handler did it for me. Their insurance payed out. Do I need to tell insurance when taking out future quotes...
  7. F

    High Risk Auto Insurance Ontario Question

    Insurance was cancelled due to missing my insurance payment in 2022, this happened to me twice in 2-3 years after having insurance for 4 years with no accidents or any record. I’m 28 male in Ontario Canada for reference. Wasn’t able to afford paying insurance yearly so I had to go without my...
  8. R

    Valuation and damage estimation when declaring a total loss

    I'm looking for someone with experience to gauge the ongoing interaction I'm having with Progressive on my damaged car. My car was hit by a stolen car while parked on the street (pic). Progressive towed it to estimate, then came back to give a valuation and say it was totaled. I asked to see...
  9. A

    Am I getting a fair offer for my total loss auto claim? Looking for some advice

    I have Travelers insurance and I’m located in Maryland. I totaled my car from hitting a deer and I want to make sure I’m getting a fair value for my car. Travelers originally offered me $8,100 (because car prices are ridiculous here), but I provided receipts for 2 new tires that I got 11 days...
  10. S

    Uninsured Sibling (WA)

    Recently learned my sibling (26F) is uninsured and does not have her car registered in WA. Her expiration expired in April. I found out the information about estimated cost for registration is about $40. After research on Reddit and seeing expired registration tabs here, I don’t think the...
  11. X

    Getting car insurance as a teen

    Im seriously so confused about car insurance. Some background info abt me: i just graduated highschool (18 y/o) and got my license a few weeks ago. I got a brand new car as my grad gift. My parents have been trying to get me car insurance or like add me to theirs (they have allstate) but havent...
  12. S

    Cheapest car insurance W/ Full Coverage in Ohio

    Currently have a car loan out. That payment is $120 a month. While having a loan out, you need full coverage. I have a speeding ticket and "failure to yield" from over a year ago and the CHEAPEST car insurance i can find is Progressive at $210.00. State Farm is $185. What the actual fuck...
  13. A

    Car insurance - person is ignoring me. What do I do now?

    Hello everyone ! This question is stupid as f**k but i have never been in this situation and I just need a little guidance on what I should do now. To preface, I have a low value Honda Accord ($2200), but it only has 130,000 miles and I hope to use it as a commuter for the next several years...
  14. E

    Need cheaper insurance

    My car is in my moms name, insurance is too but I’m listed as a driver. We currently have full coverage on root for $345 (my deductibles are $250/$100 and my rental is $50 a day but it was practically the same amount to just get the $30 rental) I had tried a couple of places online and the rates...
  15. B

    Some guy hit my parked car and now it's totaled

    My car was financed and the due was 15.7 k. My car insurance is telling me they they're going to pay 10k for the car and I've to pay the rest to the financing company. When I asked can the insurance of the guy that hit my car can be used, he said even if they use it they're going to pay the...
  16. Q

    I live in Michigan, where I HAVE to have car insurance.

    I (22 F) canceled it more than 6 months ago to save some money but I’m going to need to get another provider soon. Any ideas on how to get cheap car insurance or what is my first steps in finding another insurance person lol. I had Nulty auto insurance before. It will be the same car if that...
  17. J

    Total Loss Accident

    I was involved in an accident recently. Other driver-completely at fault, repeatedly admitted it to police, there was even camera footage from a business confirming they ran the light (around 9 seconds late). There were cars in the center left turn lane, so couldn’t even see it coming. Anyway...
  18. H

    AllState refuses to pay airport taxes and fees on rentals. Any suggestions?

    I also posted on r/Allstate, but did not get much attention, so I posted it here to try to get some help. Here's my story: I was in a not at fault accident. I had over 6 months of car rental since my car was in the shop. After sending the invoices to AllState Claim Advisor. I was told the first...
  19. K

    Car storage fees w/ claim against other driver's insurance

    Hey all, I have Traveler's on my car w/ liability and uninsured driver for an '06 Camry. I was rear-ended by driver 2 during bad weather. They have USAA. I'm confident my car is totaled. It's undrivable and only worth $1-3k. I contacted my insurance. Traveler's sided with me and denied driver...
  20. M

    Am I Getting Ripped Off? Suggest Changes or Switching From Geico

    I drive a 2022 Mazda CX5 leased in NYC. I have my girlfriend listed on the policy as well. I'm 31 with a clean history and she's an additional driver that's 29 with a clean history as well. I pay $1,083.90 every six months. Policy Details: Bodily Injury Liability - $300,000/$300,000 Spousal...
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