vehicle insurance

  1. W

    I'm unable to obtain any auto insurance because of my stupid. (please help!

    I apologize for being such an idiot and putting my trust in the law office in the first place. It's a fairly "good" lesson to learn when I enter society....ok, I'm dying because of this...please scold me anything you want...but I just want to receive advice on the next step I can take...or there...
  2. T

    126.8% Increase

    We just got our new premium and the renewal has gone up 126.8%. It is so unbelievably angering that Farmers is increasing our premium and that doesn’t even include my 16-year-old daughter.
  3. A

    CTS-V vs. z06 insurance comparison

    I am 23 years old, and I am looking to get a new car (new to me). I’m looking to get either a C6 z06 or a 2014 body style CTS-V (2nd gen). I have a clean driving record, but understand insurance will be rather expensive until I turn 25 (granted I maintain my clean driving record). I moved to...
  4. S

    Advice on steps to take

    My car was rear-ended on 10/5. Driver at fault admitted fault on night of the accident. I filed with my insurance and then filed with the driver at fault’s insurance. His insurance (Kemper/Infinity) took my report of the incident and have rec’d the estimate for damages on 10/6 (Damages are currently
  5. M

    Car Insurance as a new driver in US with prior driving experience in India

    Hello folks, I am getting my lisence next week and purchasing my first car by end of this month. How do I shop around for insurance and reduce costs ? A bit about my self Stable job 750 + credit New lisence in US non expired Indian driving lisence since 2015 Age 32 Single, staying on rent Car...
  6. S

    Is a Totaled Car *REQUIRED* to Take on a Salvage Title/Certificate?

    Specifically, in the state of TN. It's a somewhat complicated situation, so bear with me. Long story short, my car (2011 Model Year) sustained EXTENSIVE hail damage on my last day in my home state (WI) prior to me moving to TN. The damage is purely cosmetic, my car is still fully functional...
  7. T

    Car insurance for 19 year old

    I’m thinking of buying my first car, I’m a 19 year old female college student. I’ve saved up for a down payment of 4-5 thousand on a used 2016 Mercedes C 300 and I will be financing the rest, I have a credit score of 719 and was looking into car insurances but everything is so expensive, I was...
  8. B

    Florida loss of use (auto) q's: Liable for repair time only or actual loss until repaired? / Initially reported car as drivable

    My girlfriend's car was hit 20 days ago in Florida. I told other driver's ins co at the time I thought car was drivable, but by the next day it was clear tire would not hold air. A few days later, their appraiser took pics of badly cracked rim, said tire and rim needed replacing, and noted...
  9. H

    I don't understand the terminology on my contracts and I'm worried I'll be left with a balance after auto insurance pays. Can someone translate?

    Sorry if this is a stupid question and sorry for the wall of text... So I was reading over my purchase agreement and insurance coverages and I'm confused by the wording. I originally thought GAP insurance paid off whatever balance was remaining on a vehicle once the insurance has paid the value...
  10. M

    Help: crashed financed car w/o insurance

    I currently crash my financed car from a credit union (Charlotte metro) without car insurnace due when I was in the process of actually obtaining full coverage within that mid night. Should I cancel my insurnace and notify my credit union that the car was possibly totaled. Or should I not...
  11. A

    Help! Vehicle registered out of state/ car accident with Oregon insurance

    Can anyone advise— I drove my car to Oregon from Florida 4 years ago. It's registered in my name and I switched my Florida Allstate insurance to Oregon Allstate but my tag is currently expired and I have a ticket from that (got it when it was parked) Someone hit the front of my car today and...
  12. O

    why don’t they teach this in schools? need help understanding insurance claims for no fault claims

    Hi y’all. so recently got rear-ended and the other person was found liable. Now their insurance (the general) says they don’t have enough money to pay for the damages and the rental. that they have a max of $10k and it sucks because it turns out I don’t have rental insurance nor uninsured...
  13. D

    Car Insurance General Question - different prices for same policy?

    How do some insurance brokers get such different auto insurance policy prices for the same types of coverage? I am shopping around for car insurance and looking for the following level of coverage: Bodily Injury Liability - $100,000 per person limit, $300,000 per accident limit Property...
  14. H

    How to get around charges for lapse in coverage???

    Ok so I cancelled my car insurance because I couldn’t afford the payments. I’m pretty sure I told them I was just choosing to drive uninsured (really stupid, I know). They refunded 35$ for the rest of the month and terminated coverage that minute. I totaled my car about 2 months later. I paid...
  15. H

    Insurance question

    With progressive and they sent me a notice saying my insurance was cancelled effective 3/10 b/c I didn’t provide more information. I got into an accident 3/30 at 4am.. I got a new policy as soon as I was able later that day and the agent said my insurance was effective 3/30 at 12:01, so she said...
  16. K

    2 of my cars involved in the same incident. Is Progressive trying to screw me?

    Location: Texas Insurance: progressive A couple weeks ago I was driving our Audi ($250 comprehensive deductible) wood got kicked up by a semi damaging the car. See video above. Glass flew up hitting out Escalade that my wife was driving ($1000 comprehensive deductible and source of dashcam...
  17. M

    Ontario Canada 3 drivers with 3 cars

    So each driver has to be a primary driver is what I’m told. If I bring 1 vehicle to another company do I have to declare the other 2 vehicles and could I have the other 2 drivers as occasional? Trying to save a few bucks. Thx
  18. V

    California: At Fault’s Insurance Refusing To Pay For My Rental

    My parked car was hit ~3 weeks ago, driver’s side mirror is gone so it’s not legal nor safe to drive. I have a long work commute. So I rented a car before they’d even approved the claim, I drive a Mercedes sedan so got a luxury sedan at Enterprise, as I thought California CACI 3903M states I’m...
  19. C

    Seat Belt Ticket ... Why do Cops Lie ?

    I remember speaking to 'G' about this last year when i got a quote. They claim I was pulled over (which was a contributing factor in INSURANCE RATE INCREASES~) INDEED i was pulled over for a seat violation --- but they (THE COPS) shouldn't have told me 'No Points, No Violation' --- this is an...
  20. N

    First time adding a new purchased car: '24 Civic Hatchback Sport 6spd Manual (35m, 35f Maryland) - premium shock

    Progressive: 2018 Honda Odyssey EX-L - owned/financed 2024 Honda Civic Hatchback Sport - owned So I got a shock this morning when I went to my email. I purchased a new '24 Civic Hatchback Sport 6 speed Manual a few days ago that replaced a '07 Civic LX automatic. I had minimum coverage on the...
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