vehicle insurance

[US, NJ] I have a 2018 Cayenne, I bought it CPO in Jun 2021. I have been GEICO auto insurance holder since 2016; for 100k/300k coverage I was paying $590/6 months for this car. Then I got into an accident (at fault) in Nov 2021. Since then I have changed addresses too and my insurance rate had...

So I was backing out of a parking spot from in between two SUVs and barley touched this guy's car. My car sustained 0 damage however I put a very small crack in the front RIGHT bumper and broke the plastic cover for his headlight. After he parked we talked, agreed I was in the fault since I...

I'm currently overseas studying for this semester and Geico won't return almost the whole amount that I paid this January. I literally used it for the first 10 days and won't come back to the U.S. til July or August. Since we pay for six months at a time, my total came close to ~$1100. They told...

Involved in a minor incident on the roads today (UK), it was my fault. My car and his have very minor cosmetic damage. This is the first time I’ve ever been involved in an incident so I still can’t get my head around some things. Did the usual swap details etc and I thought that you can go...

I had an at fault accident. I fell asleep and caused damage to my rear tail light and car body. I’m getting estimates at $1800-$3200 for the repair. Is it better to just pay a out of pocket on my older car 2005, 160k miles, but in good overall shape besides the ding? I’m on my parent’s plan and...

Odd situation here- my brother-in-law (33 y/o) moved two door down from me. We live in Florida. He has his driving permit and is taking driving classes. He plan to buy a car soon and it’ll need to be insured. He won’t likely won’t have his driver license at the time he makes that purchase. How...

As the title states, I am paying too much for car insurance right now ($316 a month) and need resources or recommendations or tips to work towards finding lower rates. For context, I am located in the state of New Jersey and my US License is very fresh (a month old). I have used my...

Was quoted a good rate back at the end of July, paid 6 months in full. New premium notice shows much higher rate. Anyone shed any light on how premiums are calculated for a quote?

I am getting ready to move from MN to RI. We are driving. Insurance is confusing to me and I was curious if anyone could give me some advise on my coverage? Here is what I have now. Bodily Injury & Property Damage Liability: $50,000 each person/$100,000 each accident/$50,000 each accident...

I’m being quoted 12k to fix this! The problem is I cannot remember which pothole as it was like a week ago and I thought the car was fine. There were no marks or anything. Later in the week I noticed steering pulling to the right slightly. I have Progressive insurance and have collision cover...

So, I was in an accident on 5/7/23 around 11pm. I called my insurance company and proceeded with all necessary legalities over the phone with an agent, filed a claim, spoke to police from two separate counties bc the accident happened right on a county line, had the insurance company call a tow...

If I have a car that is 7 months into it’s insurance e policy but has currently broke. Down for the 100th and I am thinking of selling will i lose the ncb that I would’ve been able to add for this year

Hello. My dad was recently in a motorcycle accident. I live in southern Utah if that matters. The accident was ruled to not be his fault, but the bike is not being valued very high by the insurance company, so it will likely be taken. The bike means an awful lot to the both of us, and we have a...

A family member of mine experienced a scary accident in which a vehicle crashed into their months-old car (

Hey guys, i will try to do long story short I am from Melbourne I been hit by a stolen car(the stolen car was stolen by 15 year old kids) they t-boned me over 100km/h and they run on a red light They t-boned me from passenger side and luckily there was nobody sitting there, i had some minor...

Hi all, I am currently insured by State Farm and paying almost $500 a month. I've been in 4 fender benders in as many years. Is there any company who might take me on at a lower rate? As a single mother, I'm struggling to make ends meet, and I planned to move into an apartment this year. I...

I bought a car in December, I owe 7,000 on it still. On Valentine’s Day someone ran a stop sign and hit me. Their insurance took responsibility for it and my car has been in the shop for 2 weeks now. The repair rep just made it in and has determined it to be total loss and estimated the repairs...

Hello redditors! I have just changed my deductible from $500 to $0. 03/05 Someone told me the cost is very small and people don’t really know that. It was about $20+ for both of my cars. However, I now have a crack in my windshield 03/07. How long do I have to wait before they get suspicious...

Hi! I am trading in my Tesla Model Y for a Model X tomorrow. I have Tesla Insurance. I tried calling them all day today but was on hold and they closed at 3:30pm. I called the Tesla Dealer and told them this, and they seemed to think it was no problem. They said you typically have a 10 day...

Clean Driving History (last 7) mid 30's Vehicles are all paid in full... im carrying (100/300k liability w/ uninsured 2k comp/coll deductibles) on 3 vehicles right now 7, 9 and 17 years old (truck valued @ 15k-16k probably other 2 are 14k-25k vehicles) just need coverage for total loss dont...