vehicle insurance

  1. G

    New to insurance- question

    Hi! 23(F) who will be moving from Ireland to California at the end of the month. I understand California insurance can take a long time (most giving 2-3 week waiting periods before it goes into affect) so I am trying to get it sorted now. Can I get a quote I’m comfortable with a car I may not...
  2. J

    Claiming a cherished plate after insurance declared write off?

    I am currently in a claim process with my insurance (uk) and I have applied to the DVLA to keep my private plate & paid £80. I have just rang my insurance and changed the registration on my policy to the old registration. Is there anything further I need to do from here, i.e. do I need assurance...
  3. S

    Help on Liability Insurance, damages exceed the policy

    Hi I am from Massachusetts and I got into a DUI accident 4 years ago. I had crashed into someone’s car at the time. It was my first time and I got my license back and am able to drive again. I recently got a mail from my insurance telling me that the damages exceed the policy I had. I had the...
  4. N

    3 points on my driving record in cali. All companies deny me or are too expensive! Any help?

    26 y/o with a 10 year clean driving record means fucking nothing when you crash once and go over 100mph once In the span of 1 year. California sucks. It seems my auto quote is either over 400$-1000$ or all of them deny me!
  5. B

    Tooo expensive policy even 6 months coverage is more costly then actual vehicle!!!!!

    Hey rediters, im seeing help at this situation Firstly im located in nyc newly licensed age 23 international student , so i got my license 5 months ago and bought a car for my daily drive but the problem is 1,070 dollars per month for liability insurance on progressive?? Is that make any sense...
  6. S

    If I’m leaving the country a few months and want to let my adult daughter borrow my car how can I legally protect my car?

    Hi my daughter is saving up for a car. She has a baby and I feel bad because I’m leaving the country for 4 months n would be great to let her borrow it. But I feel conflicted because I don’t 100% trust she won’t get into an accident and also my insurance is thru a state 8 hours from her. If I...
  7. J

    Please advice if I should contact my AAA insurance for this. TIA

    What happened: I hit the back of a truck at a stop sign. The truck was fine, absolutely no damage to it. On the other hand, my Prius was damaged badly. The truck driver was OK. After checking and saw no damage on his truck, we agree to went on our way. Initially, I decided to pay for the...
  8. R

    Underinsured Car Accident

    Hey guys, I need some help. A few months ago I rear ended a Tesla model Y. Recently, I received a letter from collections that my policy was not able to cover all of the damages, and I needed to pay $8,110.76 out of pocket to cover the rest. Shouldn’t their policy cover the rest of the damages...
  9. T

    When to switch?

    The wife was at fault and our totaled out vehicle with minor damage to other drivers car. This happened in May. Late July total payout was about $60k mainly for our vehicle. We’ve since replaced the vehicle and SF tagged her so I’m sure we’re not getting same rate. We hadn’t been with SF quite a...
  10. S

    Deductible

    So the other day someone tried to whip a u turn in the middle of the road and hit my car. After speaking with the police they said the other driver claimed I was speeding (what??) but they still are at fault for merging into me. I have a $500 collision deductible and my car is being worked on...
  11. F

    Why are insurance quotes so expensive?

    I’m 20yrs old and I’m trying to get to my first car and literally the only thing holding my back in car insurance. I tried to get a quote from Geico and the straight up said “we can’t offer you a quote at this time, please try again at a later date”, then I go to Progressive and tbh it didn’t...
  12. D

    Confusing car insurance write off. Need some advice

    I have a really confusing car write off and need some advice if anyone has ever had a similar situation. I’m based in Scotland I’m going to try and keep this as simple as possible. So several months ago I was in a non fault accident while driving. I contacted a company who specialises in...
  13. S

    Should I go through my insurance?

    I was rear-ended in February of this year and have hit my deductible on body work through Geico. About a week ago, I noticed my car had been side swiped and there is a dent on my rear passenger side. I live in San Francisco and there is fairly common. I have no idea when the incident took...
  14. R

    Two polices - Rental Coverage w/One - Collision w/the other?

    Ok so unintentionally I have overlapping auto insurance polices and I got into a single vehicle accident. I filed with the co w/the $500 deductible instead of the $1000, however the $1000 policy is the one with Rental Coverage... Is there a legal way for me to make the collision claim with...
  15. D

    Not Sure How this is Gonna Go!

    This is my first car accident, so please give me any advise. I have Progressive, the 2010 Camry has State Farm, and the 05 Ranger has Alstate. So I got into a fender bender last Friday with like... an '05 Ford Ranger and a 2010 Camry, with my '14 Accord. Basically what happened is a Semi was...
  16. R

    Mercury doesn’t renew car insurance!! In CA

    Mercury just sent me a notice they won’t renew my car insurance ( although I have a great record) and all the insurance companies I’ve called are not signing new clients. I am freaking out. What do I do?!?????
  17. S

    Mom cannot get any insurance quotes

    We live in California and within the last 3 years she’s bumped someone’s bumper so she was at fault, then a deer hit her car and while she was not at fault at all it’s still a claim so GEICO chose not to renew her policy after having them for almost 7 years and there’s no one we can talk to to...
  18. I

    Driver who hit me in March has not contacted his insurance, who is now refusing to approve the claim bc of this. Considering hiring a lawyer.

    Hello. I apologize in advance for the length of this message, but due to how long this situation has been going on and the complexity, it feels necessary to communicate my predicament in detail and start from the very beginning. I am Located in Louisiana. In March of this year, I was...
  19. A

    Car insurance went up to 5.5k from 1k 2 years after accident, what could be the reason?

    [US, NJ] I have a 2018 Cayenne, I bought it CPO in Jun 2021. I have been GEICO auto insurance holder since 2016; for 100k/300k coverage I was paying $590/6 months for this car. Then I got into an accident (at fault) in Nov 2021. Since then I have changed addresses too and my insurance rate had...
  20. G

    Fender bender financing help

    So I was backing out of a parking spot from in between two SUVs and barley touched this guy's car. My car sustained 0 damage however I put a very small crack in the front RIGHT bumper and broke the plastic cover for his headlight. After he parked we talked, agreed I was in the fault since I...
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