uk

Headline: In 1970 average house prices were 3.8 x average annual salaries. In 2018 that figure is 8.4. Thought you might like to see the chart I created showing the change of average salaries in the UK and average house prices.

Does this mean if I make a purchase within the 0% period i dont pay any interest at all on that transaction or will i pay interest on that transaction when the period is up?

I've been getting different quotes for moving stuff from my current flat to the new place (no packaging service as I will handle it). Quotes range from 250£ to around 600£, except from two companies which have quoted around 950£. These two companies are the only ones that that are B.A.R...

One of my relatives recently passed away and for some reason I was in his will but like I said in the title I have no idea on what to do.

Can anyone help me figure out what things are taken into account when working out your personal Net-adjusted income? I need to this to know whether a mix of pension contributions and other deductions can reduce the income but also whether other “incomes” increase the figure. Ultimately this is...

I’m about to buy a house with a partner. I have always kept my cash in a high interest savings account. I was never sure I would be buying a place in the UK as I’m not from here originally so I was always a bit iffy about opening a LISA. Due to some unforeseen circumstances, I’m looking to buy...

38 y.o., I currently have five private pension pots from previous employments, all with different providers, that I'm planning to consolidate (note, this is excluding my current employer's scheme, which I'm leaving as-is). I've never previously looked into my pensions much, nor how they are...

Hi All, Not a very complicated post just looking to hear for some feedback if possible. I' m 28 y/o living in manchester earning 32k - £2060 per monthI've recently come out of a long term relationship (6 years) and I never really thought much about my outgoings but I'm trying to be a bit more...

Im sure it was 1% when I signed up to take them out in the first place. Tbh I’ve never even thought about it until the last few years. I just see a couple hundred go out of my pay every month. Got a letter saying I had to log in, because the loan is almost paid and they will overcharge me if I...

Had a look at my latest coding notice while filling out the return, and this one is well weird. Tax code assigned to me is K2698 X. The notes indicate that HMRC think I have income which would be untaxed otherwise (see below). This seems wrong, as I only have one source of income: my employment...

Hi So I have recently saved up enough money to buy myself a house. I have enough to buy a house outright without having the need to finance but if I took that route and used up all my liquid funds on the house I would be in a bit of a tight spot. My idea is to buy the house using 60-70% of...

Hey, so I (20m) am currently at uni, working a part time job and looking in around 3-4 months to be going on holiday. I’m currently saving up for it and I’m probably going to go somewhere hot like Spain or Greece or Italy for a few days, trying not to spend more than £600-700 on the flight +...

Hi all, About 18 months ago I posted a thread detailing my experience with Air Source Heat Pumps and Solar PV. It generated a lot of interest and good discussion and hopefully helped a few people with their considerations of either system. At the end of that post I mentioned I had ordered a...

So I, 28M, have invested £12,000 in my LISA which is now sitting at £15,773 with the bonuses and interest. If I withdraw it would come out as (25% penalty) £11,829. It’s sitting at 3.5% interest. My dilemma is I am now living in the US and met my US partner here so see myself staying for the...

I can't seem to find a clear answer to the following scenario: - If I open a flexible cash ISA with provider A and deposit the full £20k allowance - In the same tax year, can I then withdraw £1k from provider A, and deposit £1k into a new stocks and shares ISA with provider B, without...

So I've have several balance transfer cards before with 0% periods. I've always used them as backup if Amex isn't accepted for daily purchases. I always paid minimum payment and any additional payments each month and never had interest charged. I've recently had a Natwest 0% £0 fee balance...

The annual rate of inflation is provided monthly, usually with a new figure being given each month. But what if I want to know the average inflation rate for let's say the full year of 2022. Do i just take the average of all the monthly inflation rate data that was given for each month during...

Apparently my credit score wasn’t high enough at 664/710 according to credit Karma! Like what’s all this about?!? Anybody had any luck with applying to get an account? Alternatively, can anyone recommend any bank accounts for everyday spending that may have a switch offer

My fixed rate at 3.8% comes to an end next summer but I'm absolutely out of my mind with worry right now about whether I should cut my losses (e.g paying the exit fees) and grab a new deal now. I'm seeing deals at around 5 or 6% that I think I could easily get onto. However, I'm worried about...

so my business was always basically on its last legs, and died early on in the tax year. I probably earned few hundred, tops. Then I did technically self-employed jobs that various temp agencies gave me, as well as Grafternow.com, with whom I am still technically self-employed. Thing is, how...