superannuation

EDIT: mortgage is 541 a month, not week. Edit: some people are asking how I have a mortgage. I was in a very bad accident and received a relatively modest settlement. Did nothing with the money, just put it away and used it as a housing deposit on a small unit in an up and coming location. I am...

Posting this as a disappointed member. UniSuper has been down for three days without a peep. It’s obviously not planned maintenance, as it would have a defined outage window. If it was technical, then I think they would have reassured us. So then are we to assume it’s a data breach? Even if...

Interest earnings were $21713.05 Money in $15,100 Money out (fees and shit) $3400 is this a lot? 12.07% return. With Rest in highest growth/risk account. Is this also good? Super balance now $209k and I’m 38 years old. Feels like a very privileged position to be in.

Hey so I've been a bit of a millenial lurker. I've got the gist going for the early Super access during Covid is silly but I've been reading economic blogs and now I'm confused. Can you help me out? Please... A) Some say it's a bad idea and to hold onto those shares(?)stocks(?)(is their a...

I’m 25 y/o, earning about $90k p/y and currently have $43k ($29k transferred from REST) sitting in my high growth Triple S super. With my current role I have to make a voluntary contribution towards super which I have chosen 5.3% before tax instead of 4.5% after tax. I’m planning on either...

I’m 19 and work at a retail shop, have been since last October, recently my friend started working there too and she realised we both aren’t getting paid our right amount, and i’ve sat on it a bit because my dad just committed suicide and i truly couldn’t be bothered looking into to it, but...

Time to cash out from Spaceship Super? Hi all, I joined Spaceship super May 2018 with a unit price of $1.22. The current unit price is $2.11 after a fairly healthy run last few months, however last year their returns were highly volatile and they had a lot of bad press + required an equity...

Hey guys! Need your insights and experience on trading platforms! Current Platform, eToro. It's pretty easy and friendly to use for a first-time investor like myself. But the ~2.5% exchange rate fee into USD is something I'm trying to avoid So far my alternatives that I've researched are: -...

I guess I am just wondering what’s the point of the 3 million super cap. In reality, no one is going to be able to hit it going forward, given you can’t make non concessional contributions after 1.9m which most people won’t make anyway. So what’s the point of the 3m cap

Hi everyone, I've read some posts from passiveinvestingaustralia.com and I found this one particularly interesting https://passiveinvestingaustralia.com/how-much-to-save-inside-vs-outside-super/ , it basically explains how much you should save inside and outside super. This combined with a...