south africa

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    EasyEquities fees shot up?

    Is it just me or did EasyEquities bump their brokerage fees massively this month? I run TFSA for my kids and deposit 250/month into each of their accounts. Usually it costs like R4-5 to invest that. This month it’s about R20? EDIT - Thanks all for the input. As described below it seems to be...
  2. D

    How to invest R60 000

    Hi All, Need some expert advice. I will have roughly R60,000 this month end. This year I have invest about R3000 in my EE TFSA account. And I think I want to lock 33000 into TFSA for this year. So far I have bought R1500 of 10X Total world and R1500 of S&P500 Info Tech. What's do you...
  3. J

    Home loan repayment with Standard Bank

    I'm wanting to add some money into home loan with Standard Bank. I'm supposed to make a payment with their app, which is frustrating to say the least. I keep having to log in add the home loan as an account every time I log in before I can see the option to make a payment. However it doesn't...
  4. C

    Pro&Con of using "Interactive Broker" VS "EE USD &EE GBP"?

    For offshore investments.
  5. C

    Student financial advice

    Hi, I’m looking to receive financial advice. I’m an international uni student and receive an allowance of about R4,000. I’m 20, F and I really want to take handling finances seriously since I’m away and have to be independent. Should I invest in bitcoin with the money I put away? Should I keep...
  6. D

    What's my next move? ~500k bursary debt

    Hi all. I am seeking some advice regarding communication from a bursary company about money owed for a bursary contract I signed at 16 years old. For the first time since I left university 3 years ago they have contacted me and requested payment towards the debt I owe for them for the years I...
  7. J

    Bond repayment calculations

    Is anyone in the know how standard bank calculate bond repayments? I have recently paid an additional R40k into my bond and asked for a recalculation. The result was that my monthly repayment has increased by R50 per month. How is it mathematically possibly that I have reduced the capital...
  8. R

    Is Discovery Black Card Travel Insurance sufficient for a Schengen Visa (Italy)?

    I’ve been trying to find information on this but between Discovery not making it clear where to get the cover certificate and VFS not really specifying more than “30 000 EUR of cover” is needed for the visa. I’m a bit hesitant to just apply and find out. I found a document stating that Black...
  9. A

    Bond or dividend?

    Hi all, I recently received a large sum of money it is enough to settle my bond immediately however I’ve also been looking at other investment options and so far I found one that would cover most of my bond repayment in dividends I would just have to pay about 2k out of pocket each month, if I...
  10. S

    Can ask for assistance with overdue tax return?(Sold stocks at EE and cant figure out how to fill it in income tax form)

    Hi, first timer with all this. Your help would be gladly appreciated. I've missed the return for tax year 2023 I'm trying to understand how to correctly indicate I sold 2 stocks(at loss for both) in the income tax form option. Tax certificate on EE USD Here are my questions: Question 1...
  11. G

    Recently moved back to SA. Need to optimise a monthly savings budget.

    Dear ZA PF Community I’ve recently moved back to Cape Town, to work remotely for a European-based company. I have around R20k per month I would like to invest to maximise tax deductions, whilst (naturally) getting the best growth possible on the capital. I currently contribute to my companies...
  12. H

    Prepaid electricity

    Are there any channels that are better than other channels for purchasing prepaid tokens? I.e there's a cash back or smart shopper points etc etc ? Just curious.
  13. T

    TFSA ETFs Dropping

    So these last few days I noticed nearly all the popular ETFs in TFSA dropped like a rock in water. Is there a reason for this like some kind of market crash or dramatic change that I missed?
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