savings

I am looking to invest some savings that would go towards a house downpayment, so I want to keep them available in short term. Local banks (Greece) offer a 6m deposit rate of around 1.5% which seems low given the general rates around the world. I would look to get a 3-6m US T-bill for roughly...

I want my three kids to have (more or less) the same amount of savings when they reach 18. Interest rates will change and they'll receive gifts in the coming years, which means I'll have to accept some differences in the outcome. For the sake of calculation, I will pretend the interest rate is...

I want to put my emergency funds (6 months of living costs, assuming a normal lifestyle) into short term government bonds / treasury bills. The idea would be that for 6 months I buy every month a 6-month bond, and 6 months, a bond will run out, and I reinvest the money again in bonds. I would...

Hey folks, As the title says I’m looking for a bit of savings or investing advice as there seems to be a lot of conflicting stuff between what I hear from friends, TikTok, etc. To give a bit of background I’m 25 living in Dublin and currently renting with my girlfriend. We’re splitting a...

Hello there, After I managed to cap 50k in trade republic, I'm looking for other options with at least the same 4%pa or higher...heard about Monzo going up to 4.45% or so. Any recommendation w/ or w/o short term staking where I should look at and any above that 4% of trade republic? I saw...

Has anyone activated the interest on the EUR balance in WISE? If yes, is the money instantly available if needed? EDIT: I will be getting this rate in France https://ibb.co/7Rwfbpm https://ibb.co/ry7gZXn

Hello everyone, I'm 32 married and live in Berlin. I have a 2-year-old boy and I'm planning to invest/save his kindergeld(~250EUR monthly). My Bank's(Sparkasse) wealth advisor recommended Private pension Insurance. I can set when he can get it 18/25 years etc., He can continue to put...

Hi all, Just wondering if anyone here has any good suggestions for filing the personal tax return for last year? What are some credits that the average bear should be availing of but might not be? My two are; 1) You can claim 20% back on most medical expenses. 2) if you work from home, you...

I do not know anything about how this works, my savings are in the credit union and 1k in state savings. Is this good or are there risks? I got this email: Manage my Flexible Account | Revolut Ireland

Hi all, I'm 28 and I'm based in Ireland. Interests on saving accounts offered by banks are generally very low here. To give you an idea, unless you go with a fixed term deposit account which locks your money for 6 to 24 months, interests can be as low as 0.1%-0.25%. Considering that I'm...

I’m 21 years old and about to finish up my contract in mid June. Based off my calculations and current budget I should have €9,500 in savings by the end of the contract. I really don’t plan to work during the summer and will be back in college in September so I’d have a good 2-3 months with 0...

I applied for a small home improvement loan from Revolut and was approved for almost the amount I’d requested. However, the advertised APR is 5.99%, but I was approved for an interest rate of 9.95%! I contacted customer care and they said that 51% of applicants are approved at 5.99% or LOWER...

It has recently come to my attention that Trade Republic will offer 4% p.a interests from October 1st 2023 and on. Since I was planning to put my emergency funds there (10k), I was wondering whether TR has the same safety nets as normal band would have in this case. Can anyone shed some light...

Hello, I'm testing trade republic. I've made a deposit of 12€ and withdrawed 2€ back to my bank account. But I get back only 0.01€, wtf what is that? Will I also get scam fees if I withdraw my 10€ left on TR? EDIT: I actually received the 2€ 1 hour ago, case close. The 0.01€ was for giving...

I'm now stuck without a car and unable to get to work about a month ago I was in a rear-end car accident where another driver crashed into my vehicle and he was at fault. I only purchased the Car 4 months ago with the help of a small loan but now I'm back on the dreaded Irish rip-off car market...

Hi All, just out of curiosity - what is the best % rate for savings account in your country you could find? Just mention Country , Currency and % p.a. . Optionally you can mention the bank. For example: Czech republic - CZK - 5.5% UniCredit Bank Adding form to easily enter the data. (c)...

I'm a 18 y/o (M) and long story short I recently got out of Foster Care and receive an allowance to help me live on my own. It's a quite a bit of money a week and on top of that I get grants for college and with a job I have quite a bit more income than most of my mates. I will be given this...

Hello, Thanks for contacting us about the ways your money is protected. As an investment firm, we’re not in the deposit-taking business. Instead, we hold your funds in a collective trust account at one of our partner banks: Solaris SE, Citibank Europe plc, Deutsche Bank AG or J.P. Morgan SE...