renters insurance

Location: California Dog breed: German shepherd Notes: Insurance must cover any dog considered an “aggressive breed” (ex. German shepherd, Doberman, Rottweilers etc). So I’m moving soon and need my renters insurance policy to cover my dog as well (for things like liability/bites). I previously...

Hi there, I recently signed a lease for a new apartment (NYC if that helps) and as part of the lease the landlord requires renters insurance. However, he requires $1MM in the liability provision and to add him as an additional insured (see quote from the lease below). I'm having a hard time...

I was out of town for work for a month, in that timeframe an AC (central) leak caused a flood inside the apartment, mold and damaged floors and walls. I only reported the damaged when i got back home weeks after the leak. Insurance covered my damaged possessions, but refused to cover the damages...

I have renters insurance with $10,500 in additional living expenses with a top-rated insurance company, however, the insurance adjuster they provided me with appears to be overly concerned with policy and procedure and extensive instructions on things that clearly do not apply to my particular...

I’m thinking about taking over a lease from someone. It’s normally rented out from the condo board but the tenant is asking me for the damage deposit before I sign anything. Is this normal? Am I getting scammed? Thanks y’all!

I have lived in my apartment for about 4 yrs. Leasing office emailed a few days ago saying I need to add water/sewer backup coverage to my renters insurance. I am wondering why I have never been asked about it in the past. Is this a normal request?

Hey everyone, I wanted to share an unexpected incident that happened recently. While I was away, my bidet unfortunately broke, resulting in some significant consequences. The fire department had to intervene by forcefully entering my home, causing damage to the main and garage doors. The water...

My grandmother is moving into a nursing home. What type of insurance policy does she need to cover his stuff?

I was storing my shirts I designed and printed as well as some paintings I had made in my garage unit at my apartment complex. It got broken into and those items were stolen. How complicated would the process be to get the claim on these kindof belongings?

So I moved into my apartment last April 2021. My roommate moved in November 2021 (she is subleasing one of the rooms) I have had my renters insurance policy since last march 2021. Now Feb 2022 my building is trying to require I add her to my policy. She did not know she needed renters insurance...

I purchased renters insurance back in August and set it to so I would pay one installment at the time of purchasing the policy and pay another installment at the 6 month mark. I thought I set it up so that the second installment would be automatically deducted from my bank account, but this...

Had a mishap in my unit a week ago, the roof failed and flooded my apartment. Although there was water throughout the majority of the unit, the only items lost were two large area rugs (unit is industrial style with concrete floors), my MacBook and iPad which happened to be in a storage bin...

So the apt that I’m in has a Samsung air conditioning vent right above where I had my tv and speaker system setup. The other night I realized that it would leak water heavily once in awhile. Low and behold it got into my speaker and it definitely ruined it. Would renters insurance cover this...

Curious if anyone has had experience receiving compensation for "Loss of Use" of their rental -- in my case, there was a flood that caused the floors and 2ft of drywall up from the floor to be removed, as well as my closet and bathroom fixtures, etc. -- because I rent a space in a larger house...

I got a letter stating theirs a pending cancellation of my renters insurance. I've had them for almost three years no problem. I paid the full year when It was time to renew. The reason Is stated as "client no longer writing program". That leaves a lot of questions unanswered. Anyone know what...

So many issues. Mold Testing and Moisture Reading: During the mold testing and moisture reading conducted it was documented by the professional mold inspector that there is water damage throughout my apartment. However, I was previously denied a full inspection when I asked you, and the...

I tried to Google this question without any actual answer, but what happens if I do not put my dog down on my renters insurance policy? Does it just mean that any potential dog related incident is not covered, or can I be subject to some sort of penalty by not reporting my dog? I highly HIGHLY...

I am about to move in with my 2 sisters and I set up renters insurance wuth Geico but it only let me add one of them to my policy. I added the other sister as an authorized user of the account but she doesnt show up on the actual proof of policy. It says that relatives are included but it only...

Best rent and auto insurance bundle in California?

My friends and I are renting a house in WA state near our university and our house agent/owner said a minimum of $50,000 for liability insurance was required. Even with the help of parents (which we’d prefer not), it’d be difficult to rack of that much money. So through negotiation, they didn’t...