real estate

As a rule of thumb, how much would it cost to build a typical 40 sqm house (2 br, 1 cr, 2 floors) This is the typical townhousr design. Torn between buying a house n lot that's 2.3M VS lot only that would cost 640,000k If I buy the lot, is 1.6 enough to build a 40 sqm house? Or mas...

Hello, I'm in my 30s (M), single, have 2 dogs, work from home (permanently), and have occasional meet-ups with our team in Metro Manila (not mandatory) and overseas (mandatory, pero mostly in Asia pa din naman). I have worked sa Metro Manila for 5 years, pero di ko nagustuhan ang CoL at traffic...

Hello, 25y/o F here. I acquired a property (100sqm house and lot) last year Oct. Monthly payment ko po is 18,000 sa house. 25 years to pay po yung bahay. Including electricity and water nasa 25,000 po in total. I used to be earning around 70k to 80k when I had my job kaso my client became so...

Yesterday I read a post that said Total Contract Prices (TCPs) for pre-selling single-detached houses from Biñan to Calamba are 3M at the minimum. So I did a quick search and found this...

Hi! Help please. We don’t want to make bad decisions while acquiring our own home via loan. Anxious lang so I’m making sure na we got everything covered. We’re planning to acquire a house end of next year or early next 2025. Not RFO, pre-selling as I believe this will give us enough time to save...

Yesterday was the end of my 3-year fixed rate of 5.88%. I was surprised to find out this morning that the rate changed to 9.8%. May I have your thoughts on refinancing the loan? I saw an ad from Security Bank offering 6.75% fixed for 3 years or 7% for 5 years. If I negotiate my current loan, do...

House and lot value is Php 2.8 M. ChinaBank offered me a 6.25% interest fixed for 3 years. May repricing every year after the 3rd year. The loan term is 20 years. This is a good deal but baka tataas yung interest (most likely) after the 3rd year. Pag-IBIG offered the same interest at 6.25%...

Help..Late bloomer here...I was stupid to invest in a condo unit almost 2 yrs ago without enough EF and now due to the covid crisis I am unemployed and could not pay my monthly bills. My bro lends me money to pay for it. Should I just sell it at a lower price to atleast get something or just...

Hi, Planning to purchase a land property of around 300sqms in a "first-class" subdivision in La Union. The initial price was 8600/sqm and after negotiating with the seller we got the price down to 7600/sqm (if paid in cash) but it's 8299/sqm if paid with 50% downpayment and the rest are payable...

Hi, I need your help and opinion po for me to decide. ‘Di kasi ako makatulog kakaisip hahaha. My mom’s friend is selling their house and lot for 500k in cash. (Magma-migrate na kasi sila and gusto lang na maibenta na yung bahay) Now, my mom told me na I should go for it. However, wala pa...

EDIT: I just reserved my first house in Phirst Park due to the following: Good location, good enough house, accessibility and amenities fit me Quick turnover (if the developers are true to their words, personal circumstances need me to move out quickly) I can't afford the 400k dp for PAGIBIG...

Hi, i'm planning to purchase a place with 1BR in BGC a little as soon as more mobility is allowed in this ECQ. Any overall reviews with the aforementioned condos? Budget is below 20M.

Currently my wife and I decided to bid for a house and lot, right now 2 banks has offered us for a home loan. Bank A (who owns the House and Lot) offers us 20 percent downpayment with 8.5 percent interest rate. Bank B offers us 50 percent downpayment with 6.5 percent as interest rate, another...

Hi guys. First time to do a major renovation on our bare small house after more or less five years of living here. We thought it is due time to have some improvements, starting with the kitchen. We reached to different contractors and they quoted as around 300k for the whole thing. Just want...

Hello! I would like to ask how nalalaman if legit ang ads ng mga ‘rent to own’ condos sa facebook. I’m planning kase to own one to finally have a place of my own. Ang usual na nakita ko contains: “NO DOWNPAYMENT!! 5 YEARS TO PAY 0% INTEREST FLEXIBLE PAYMENT TERMS Studio type xxSQM xK for xx...

Dear all, just wanted to share somethinh about what recently happened to us in the process of acquiring our 1st ever property. Way back 2020, we started to pay 2 cuts of lot ( 170 sqm in total) for only 5400/month for 5 years. Around late 2022, the developer has informed us na irerefund na daw...

What steps can I take to confirm my suspicions that my condominium is overcharging my electricity bill? I’m a post grad student residing in Ermita, Manila. I live alone, renting a 37 sqm studio type condo. The condominium does not give us the meralco bill, but gives a unified billing statement...

Hi. I just want to speak out with regard to all hassle and disappointing delay of turnover. Don’t ever consider FILINVEST kahit well-known pa ang company nila.At first, from all the choices, we chose FILINVEST kasi big name sa industry to avoid hassle, fraud, etc.but guess what, sobrang...

Hi there, I’d like to survey people here why you might not invest in real estate, even though it has the potential to increase in value over time. What are your reasons for preferring other investment vehicle over real estate? Thanks in advance!

Wife and I (with 200k net income, w two small kids) decided to now rent instead of buy a property to live in. We have an Ortigas condo in our possession paid for generating 30k but we’re thinking of moving to upper antipolo since WFH forever and healthy for growing family. Questions: 1.) Our...