personal finance

If I have the same vehicle as a previous PCS’s PPM, is the weight ticket (empty) valid as the current PCS’s weight ticket (empty)? Have I missed any regulations that cite a location requirement (e.g. losing or gaining PDS on this set of orders) or recency requirement (e.g. within 180 days of...

What do you guys think is the best way to manage your finances with your partner? 50/50? I found out that it’s apparently normal for your spouse not to know how much you earn and tbh I don’t want to be in a marriage like that, but has that really become the „normal“ these days?

Best thing is? My boss said she'd contact me to tell me if I am even coming in next week. So, no money for TWO WHOLE WEEKS, no paycheck coming in from ANYWHERE, and roughly $75.00 to my name. I'm F U C K E D Edit: It should have been were cut. Sorry, that was bugging me. Edit: Thanks for all...

Currently, I am switching to InvestNow for Kiwisaver, as they are the cheapest in fees for long runs (over 20 - 30 years). However, I am just thinking about the costs involved for rebalancing my portfolio when closing to my retirement age. So let's assume, when I am 55 years, my total Kiwisaver...

Hi Guys, Deposited $4,500 into my Selfweath Account. 50/50 in VAS/VGS to start off with? (Will add and diversify once I’m more familiar with everything). Just curious if this is a conscientious start to be making. Many Thanks

Hey, I currently owe about £242,500 on a mortgage, payments are about £1100 p/m, fixed rate coming to an end and the bank is not allowing me to get a new fixed rate. Interest rate is going to jump from 1.72% to 4.24%, costing me an extra £300 p/m in interest that I can't afford. There is also...

Hello, I bought a car from J.D. Byrider back in 2019. Absolutely horrible mistake. I've been making my payments on them plenty fine, but I've also sunk a lot of money into this car fixing stupid random shit. Well with the last like 4 - 5 months, I've had to take my cat to the vet plenty, I'm...

Hey all! I was wondering if someone could help me answer a question regarding a group policy at Manulife. I have recently filed a resignation with my formal employer and looking to move around some of my finances to a personal institution. I have already moved my R.R.S.P to TD, which is a...

Just wanted to share my progress. 27M single living in H/MCOL and making $100k/yr. I max out my 401k and IRA and try to put in a little in taxable every month. Recently passed the 100k NW and here are the details - Assets Checking - $10k Savings - $21k Retirement: 401k - $27k ; Roth IRA -...

I currently have a standard NavyFed savings account and wanting to move my funds into a higher interest rate account, I do have Amex’s CC (Gold and Platinum), and I see they offer a 4.35% HYSA, however I heard other companies such as Wealthfront, Cit Bank, and others that are 5.0% +, what are...

A family member sent me money on the 22nd to my ANZ account. We’ve transferred money to each other multiple times in the past and it’s usually instant, but this transaction has yet to be seen. Would the holidays make a difference or any other reasoning for it taking so long? We’ve double checked...

I contribute the max amount to the TSP. But I would like to squirrel away more funds into a 403b. Only thing I can find online is that TSP is similar to 401k. But doesn't necessary say it is. I'm still trying to figure out if I can max contribute for TSP and 403b. The amount of salary...

Goal: Buying a house in the next 2-3 years and want to have some passive income from my current cash pile. Assets & Cash: (€50,000 in Trade Republic @ 4%) ($22,000 in Revolut Savings @ 4.59%) (€50,000 in AIB Fixed Term @ 2.5%) ($2,000 in Trading 212 @ 5.1%) (€9,000 in Bunq Savings @ 2.46%)...

Im a uni student who recently got access to my raya/cny/general savings account ive had since a kid. I don't have any consistent income, just packing jobs here and there for my food and gas which are the only "commitments" i have. Talkin abt less than 300 a month. Im a bit of a anxious person...

Hello everyone, I have made a series of posts and done some research and I have decided to pursue ETF’s over an Investment Property. My current situation is 24 years of age Steady income – 80,000 salary /w 35,000 HECS debt No expectation to move out (cultural reasons) $50,000 in savings...

For those paying into a Single Public Service Pension, am I correct that the total pension received at retirement will be inclusive of the State Contributory Pension? As in, if say a SPSP is currently estimating €25k per annum and the state pension is approx €13k per annum. This person will...

Does stock of US companies pay the same (or very similar) dividends when bought on NYSE vs on German Xetra? What about tax rules? Example: AT&T. It's present on both the German Xetra (as US00206R1023) and on NYSE (as US00206R1023). AFAIK, me buying dividend yielding stock (like AT&T) on a US...

Hi everyone, I did some googling and search of past posts on here but couldn‘t find much on my question, so I hope someone is able to point me in the right direction 🙏🏻 I’m from the EU and just spent 6 months working in Switzerland for an internship. I‘m leaving the country indefinitely on...

So after 7 months of unemployment I will be starting a new job. I have R1.1 million in savings in a 45 day notice deposit at bankzero earning 8.5%. I am tempted to put that money into a 5 year RSA retail bond as the interest rate is 11.25% I have maxed out my TFSA, I do have an RA I have been...

I am trying to add EQ bank to my linked accounts on Tangerine and cannot. I call the tangerine support line and a customer service representative first was telling me that is because I canceled my tangerine credit card before (one year ago). After that she told me I need to sent a paper mail...