new zealand

Does anyone know what two degrees charges per day and per unit (kilowatt hour)? I am considering bundling phone, broadband and power. Two degrees isn’t exactly forthcoming about their power pricing. I can’t find anything online. I found a post to r/NZ that said they charged 30c a day and 60c...

Kia ora everyone, Mum from outside NZ struggling a bit for funds here (despite gainfully employed as a teacher, no surprise), and wondering where I can look for the best selection/quantity/quality of kid’s clothing to outfit my little ones for winter? I am finding shops a bit bare where I am...

Is there anyone here doing day trading in Hatch? I got few questions. How is the tax payment process for day trading? And any pros and cons?

Looking for something to help me budget but don’t want to manually enter in any data. I’ve heard about PocketSmith and I’m wondering if there are any other apps out there people use for budgeting?

This is a thread to brainstorm ways to save money on electricity/heating. Chime in with your tips and tricks so together we can all save our cents. So far I have got, Check out different power providers. If you haven't changed in the last year, have a hunt around and see if you can swap to...

I would love to get more fish into my diet, but it's so expensive! I don't live near the ocean and I'm not that good at fishing. I potentially could fillet whole fish, but would definitely be a new skill to learn! I can do it but takes ages and there's a bit of waste. Is buying a whole fish...

Little bit of a vent post from a throwaway account. I'm not sure what I'm trying to achieve but really struggling with wanting a little bit more cash at the end of the week and just not being able to get there. I want to express I'm very grateful for the social welfare in place for lower income...

www.firsttable.co.nz If you eat early you can book tables with up to 50% off. Search by region.

Income: $475pw average (benefit + part time job below cutoff point)Rent: $165 (caravan) Goals: $200 a week. Could do up to $250 a week, but $200 is more realistic, and still achieves the goal on time (in 2 years - 52 x 200 = 10400. 10400 x 2 = 20800).Sailboat: Nothing less than 32ft. With...

Kia ora, I am really struggling. I have a full-time job. I have no sick leave or annual leave to use at this stage. I don't want to get into the details here but I experienced SA after walking home from work last night. At work today, I am having strong feelings of suicide. I cannot imagine...

Scrolling back, I'm surprised not to see a thread on coffee, so here goes: For me, there's a clear winner: Gregg's Special Blend, usually $2.49 for 90gm. (And famously a $1 loss leader at the Warehouse, who have now dropped it for their own brand - which is absolute shit). Special Blend would be...

This is the BIG thread of financial tips and tricks to optimise your spending and stretch our dollars as far as possible while not affecting our quality of life too much. Please note that these tips can apply to a relatively wide array of people but some may not be doable for others. E.g. There...

Just wondering if anyone has done a breakdown of which party helps the pockets of low income earners the most?

Cost of living crisis After the mortgage, bills and regular necessities are paid for each week. My husband and I are left with very little to save in order to get ahead in life ($100-200 pw) Which leaves barely any money hobbies, interests, going out to eat. All we do is either watch TV, Read...

I see a lot of stuff on Facebook Marketplace being given away for free. Is it for real? Are there any strings attached? I am skeptical because there's no free lunch in life. Please share your experience.

I've kept budgets in spreadsheets for decades now. There's just something about tinkering with them... It's now a full household budget with projections and savings/borrowing, and... About the only thing I wish I could add but can't is syncing expenses to bank statements. Anyway... It's gotten...

I am from another country where, by the end of the day, there are massive discounts on meat. We buy a lot of it when we get it in the deal and freeze it. Does this tip hold valid in New Zealand?

Hello! I am planning to move to Auckland for a working holiday, and I would like to get some feedback on my budget. Below is what I've sorted out so far, but since this will be my first time in NZ I am sure I am missing something. It would be most appreciated if you could please point out...

I'm rather passionate about tea hing families how to grocery shop for sucess. What's the biggest hurdles you face during your shop and how do you decide what to buy? Hoping I can help some of you out!

Completing my research for the day, we have the food thread! Share your knowledge for keeping the grocery bill down. Eat less meat- a few vegetarian meals is better for you and your wallet. Same with dairy. Cheese is delicious, but can it become a treat not a staple. Cook more, and wisely. Dry...