misc advice

Just wanted to say a huge thank you to the community here. Due to a series of bad luck my husband and I were facing the start of 2023 with an income of $12,000 a year and depleted savings. The advice I received here was able to help get us through and then out of dire poverty and I can’t thank...

I never thought the strain in our relationship would be over money. I didn’t Think it could be our family. I feel this has broken my idea of who my mother is. I’m just trying to move up in life and get my engineering degree. She chose her new husband over me and I’ve accepted that but did I...

Honestly, I feel that 99% of those self help gurus are just full of shit. It took me years to screen out the genuine human beings that actually want to help you. I found two so far who fit in that category, Scooby1961 for nutrition (+ other things) and David Goggins for changing your mindset...

Background: I hold two degrees both of which are essentially useless. I work in academia and the pay is barely enough to keep the lights on. I wanted out in the long term so I can build financial security, currently being able to save consistently involves monitoring every penny out but even...

I got the news I am "conditionally approved" for SNAP. I realize I should have been getting it for the last... oh, 7.5yrs or so. And if I add up all the benefits I should have gotten... well, it's a lot. It's about equal to my debt, in fact. lmao. So folks, remember to hoop jump for every...

My MiL is disabled living in Portland and her husband died a year ago. She’s been looking for ways to keep her house since then but everything has fallen through. She has I think $170,000 dollars left, and the house is worth $300,000 (just dropped $100,000 in value because of the portland...

So he said he saw this great signup bonus at Red Dog casino.. something like +250% your deposit. I told him not to do it but he said it's too good of an opportunity to pass up. He deposited $1200 dollars so he had a starting balance of roughly $4,000. His playthrough was also over $100k...

Don't underestimate the lost electricity. Imagine that electricity is water and it's constantly pouring out of ALL your OUTLETS when you have something plugged in. I have personally tested this by turning off the outlet, plugged in an extension cord with red light button and plugged a...

Long story short (But to give the best context I can for advice) I lived on the west coast when I bought my car for 5K in 2018. It's supposed to be paid off right now, but I still currently owe 6K on the loan due to interest/fees and I've already paid off nearly 10K. They got me good. I got...

I'm 19 and live with my girlfriend. Her family is being kicked out of their place. I don't have a credit or work history, so finding a new home seems impossible. I've got $5000 and a broken-down car because I'm trying to fix the engine. It's tough to work on it at my friend's garage, and I can't...

For reference, this isn't for me. This is for my childhood friend (K) and his mom, of whom I cannot help myself as they live several states away in Oregon. I'm trying to save up money to help them, they're essentially my family. Some background: K's mom has health issues, and receives...