malaysia

Hello everyone, I need some advice. I'm currently stuck in an unfavourable contract with 5 more months to serve. One of the terms of the contract states that I should be paid a basic salary of X amount, no allowance memtioned. However, for the past few months, my boss had split X salary into Y...

Hi r/MalaysianPF, I’m a uni student who is wanting to put my savings into Irish domicile ETF’s for growth since the money is just sitting in my savings account. I would personally be using IBKR and was wondering if it is worth it to just invest small amounts (ie rm1k on quarterly basis) as I...

By Thor Harris Don’t smoke cigarettes Drive old Japanese cars. Easy and cheap to fix & they run forever. Buy most of your food from the produce section. Most of that other stuff is not actually food, you don’t need it. Ride your bike instead of driving as much as possible. You need the...

Welp. No more p2p "Binance P2P to remove MYR Fellow Binancian, We regret to inform you that Binance P2P will remove Malaysian Ringgit (MYR) pairs at 2021/08/13 21:00 UTC+8. This is part of the recent initiative and efforts in evaluating our product and service offerings to proactively...

Hi, sorry if this is the wrong sub to ask but basically: I’m a 20M, just finished my Pre-U, I took IBDP as preparation to go overseas, and I’ll be pursuing my undergraduate studies in 3+ months. I live in KV, specifically the area of Dengkil Since IB is just like A-level/Foundation, I don’t...

Hey there peeps.. i’ve been hearing about people saying if you have 0 knowledge about investing, stock market and analysis, you can dollar cost average on index funds. Whats your view and is it true?

I am very fortunate to be in the position of receiving RM2 million at the end of this year from selling my business. I am in my early 30s, and am grateful to have a loving wife and two beautiful young children. I have 2 cars, a home, and no liabilities. I am seeking this community's advice on...

Hi guys. I’ll be having a case study interview/discussion next two weeks with a bank that I’ve applied for a management trainee role under corporate banking. Gratefully, I’ve passed the assessment and the first round interview with HR. The next upcoming case study interview/discussion will be...

I withdrew $1K from the Singapore atm (UOB) as I don't live there anymore. I brought the money with me to Msia and Dad advise me to convert and invest but I am not sure. Context: I used to live and work in Singapore. I still have my bank account there but it is inactive atm xD I have been...

I’m 27M currently working as a software engineer, current salary is 6k gross per month. I’ve been offered a job in SG for 5k SGD per month. Life is pretty good for me here. Zero financial stress, only debt is car loan. I inherited a condo so I don’t need to pay for housing. Despite mediocre...

So recently, one of the cofounders of my company (a small, but growing MNC) offered to promote me to a more senior position. I wish I could disclose the actual title of the new position to give you guys more context but it’s a very niche industry so it would be quite easy for “my people” to...

Hello all, I’m an LLB graduate from UOL and I’ve been working in law firms for the last 3 or so years, but my CLP didn’t work out. Is there any advice that y’all can provide re career transition? For context, I have one more paper to resit but it’s uncertain when that is and if I’ll pass the...

I’m considering investing in USD ETFs and I’m wondering how to spend my investment returns locally. My idea is to transfer the earnings to my Wise USD account and use my Wise card to spend in MYR. I believe that if my MYR balance is 0, Wise will automatically convert my USD balance to make the...

I've looked through some post recently. One notable post that stood out was OP asking if DCAing RM100/RM200 monthly into IBKR for S&P500 was worth it or not. Some comments suggested Stashaway with a custom portfolio that uses the S&P 500. Fees for Stashaway: 0.1% Conversion fees 0.8%...

Okay, a bit of a back story, I'm 28 male earning 4.5k. Recently I got inheritance from the passing of my mom (F cancer). The amount is surprising as my family has always been very normal therefore I never expected this amount as I always thought maximum my mom would have is 100k. Also, I'm the...

Hello r/MalaysianPF, I am 26 this year and had just started working 6 months ago. My take home pay is +-RM2,550 if I don’t take leaves. I work Monday-Saturday, 8:00-19:00. Here’s my monthly spending breakdown : Accomodation = RM800 (there’s nothing I can do about this, housing in this area...

I wrongly declare my earning of 2022, need to redo but I've already submitted it. What can I do to redo the e-filing?

i have a friend from my diploma days in college and she apparently bought a Mercedes C class with the money she earns from her insurance sales job, so it got me wondering how much they earn? For more context she just graduated 2 years ago right after her diploma and started working in this job...

A little on my background: I’m from the financial industry (one of the top 10 largest funds globally). Years in stock market: 8. Financial Literacy: 9/10. There’s much being discussed on ETFs and robo-advisory here. I’d like to share something more niche and unconventional – which is ramping up...

Hello, i am M23, Chinese. Worked for 1 year in IT company. Diagnosed with thyroid cancer after working as fresh grad at first month of working, permanently left vocal cord palsy. I received warning letter from company, i have two weeks to perform myself else i will be terminated. I understand...