ireland

  1. L

    Crypto withdrawal but haven't lived in Ireland for 4 years

    I haven't lived in Ireland for 4 years but want to withdraw crypto to my Irish bank accounts. Will revenue be looking for some CGT? Will be looking for some financial advice but would like some thoughts
  2. S

    My car was written off will taking my BOI mortgage savings account be wise?

    I'm now stuck without a car and unable to get to work about a month ago I was in a rear-end car accident where another driver crashed into my vehicle and he was at fault. I only purchased the Car 4 months ago with the help of a small loan but now I'm back on the dreaded Irish rip-off car market...
  3. S

    Young Investor's Investment Plan: Looking for Advice.

    (22 M) Take home €1,200 each month, expenses €300-350 per month. I try to keep my current account between €900-1200, as well as €500 in my Revolut vault for easy access. I am sending €55 p/w to my Savings Acc. I own a car that is payed for, it's a small (131) car so tax, insurance and NCT...
  4. D

    What do you will supersede the Help-to-Buy scheme n 2022?

    Help-to-Buy is currently set to end in December 2022. It's effectivness is due for review and this could mean one of the following: It will be extended It will end completely so that there is no longer financial supports for first time buyers It will be replaced with something new (possibly the...
  5. E

    Big 4 Starting Salary (and Beyond)

    Hi all, Just wondering if anyone could shed some light on the starting salaries this year for big 4 grads (in Dublin) and if they’ve got any idea of the year-on-year increase for different year bands. Always confused why there’s no transparency about it when so many people work there. Thanks!
  6. G

    What happens when you make a mistake with your tax return?

    This year will be the first year I (and my partner) will be filing a tax return in Ireland. Besides PAYE we’ve some other small things (shares, CG, expenses) as well. I’m trying to understand if it’s worth to hire an tax advisor or accountant or so, or do our returns on our own. 1) If I let...
  7. S

    S&P 500 Ireland

    Hi All, I was listening to Steven Bartletts podcast and he had Ramit Sethi on it and he was talking about investing in the S&P500 and he uses vanguard. Is there an equivalent in Ireland to vanguard or how does one go about investing in the S&P500 in Ireland. Thanks
  8. G

    Whats a good ball park figure to be at for going for a mortgage , how far off am I at the moment

    My own situation: Area : Near Waterford city ( within 20 mins of the city) currently renting a room . Age : 26 Current income: 45k (not including overtime) Savings : 13k , about 1k current value in investments Debt: car loan , 14k paying off as a priority. Overtime: currently being used to pay...
  9. S

    Rate my Pension from nfs.ie! 40 y/o, own a limited company

    I'm 40 and have (almost) no retirement savings. Ooops! Fortunately I am the owner of a limited company with decent cashflow and a paid off house. I read here my limited company should be able to make unlimited pension contributions with no BIK, income limits, etc. in 2023. My accountant...
  10. B

    Minimum Lotto winning you could retire on?

    Cross posting here from r/Ireland also for different perspectives. What's the minimum Lotto winnings you reckon you could retire on? After the Euromillions being €240 million last week, the Irish Lotto is €10 million tonight, and it has me on thinking. How much do you think you could leave...
  11. E

    Bed & Breakfast in the Republic

    Hello, according to Irish revenue:https://www.revenue.ie/en/gains-gifts-and-inheritance/transfering-an-asset/what-is-exempt-from-cgt.aspx#:~:text=Each%20tax%20year%2C%20the%20first,your%20spouse%20or%20civil%20partner. As many of you I was wondering how a legit strategy of Bed and Breakfast...
  12. M

    Considerations when applying for variable rate mortgage

    Hi all, just looking for some causal advise. Purchased our 1st home in 2021, hoping to buy a different home at the end of 2024 and move on. Myself and my O/H are keen to pay off our mortgage as soon as possible to free ourselves up for travel and potentially starting our own business to...
  13. R

    Double Taxation Treaty Ireland/Germany: Remote Working

    Hello, I am a German citizen (based in Germany) who has been offered a research position at an Irish university. My work can be done totally remotely so I would like to postpone the move for the next six or seven months, if possible. My boss has no problem with that but I don't fully understand...
  14. K

    Buyout house from partner

    I want to make sure I've a general idea, before speaking with a broker, about the process of buying my partner's part of the house. Does anyone been through this process? I thought buying out would require a deposit of 10 or 20% as if you were buying a house - typical process. But after...
  15. D

    I’m buying a vehicle off a private seller but wondering how I transfer the money?

    My aib bank account has a limit of €1000 euros for bank transfers
  16. S

    Trade Republic Response

    Hello, Thanks for contacting us about the ways your money is protected. As an investment firm, we’re not in the deposit-taking business. Instead, we hold your funds in a collective trust account at one of our partner banks: Solaris SE, Citibank Europe plc, Deutsche Bank AG or J.P. Morgan SE...
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