investments

Is the Brk.b a good long term investment in Ireland or is it as taxed as the S&P?

Firstly, I've been very lax/negligent regarding the best use of my every-growing/still somewhat small savings (almost 7 million yen, after buying a residence). My New Years resolution (again)-- get a plan together. A problem-- I'm a US citizen (I hope my "flair" is correct). I'd love to drop...

I currently am sitting on a IBKR port spread of 10% vusa (for the gleaming hope DD is eradicated). 30% JAM, 20% Brk.b, and a small hundred quid in JNJ. Very small portfolio but I'm just testing the waters to see what I like. Sold my stake in FCIT. Wasn't too happy with it for the last 3 months...

Looking at Rakuten eMAXIS Slim U.S. Stock (S&P500). I had meant to get into this a couple years ago, but I’ve just recently got my finances in order. It appears to be at an all-time high currently, and I’m wondering if I should wait. If I had bought it back in 2020, it would’ve tripled by now...

BRKb’s assets are broadly similar to the S&P 500 and the historical performance is quite similar, but as a stock doesn’t have the same downside of Irish ETF taxation. I’m thinking it might therefore be a better option for a long term growth option. Interested in peoples thoughts?

A person who already has over 75k per annum in passive income, relatively inflation proofed and indefinite (mix of dividends and rent). Running a business that creates surplus cash. If they invest the surplus business cash in a pension, basically the upside is; - premiums can avoid 12.5%...

I see the concept of mortgage overpayment discussed here a lot so thought I'd put in the result of a recent mortgage lump sum overpayment we did for reference. Original mortgage: 31 years left, with 344k outstanding at 4.1%, monthly repayment 1.63k Overpayment lump sum: €45,000 New...

I'm 32-ys-o, not a Japanese or American. I'm currently working in Japan and plan to stay here for the next 5 years, I still have a wait-and-see attitude towards to PR/Naturalization. My parents want to give me some extra money (about 3.5M yen) to manage, and I feel a little bit uncertain about...

Could you show me some savings/investing method and what will I earn in 5 years time if I kept at it? Assume I'm ready to invest broo xD can't answer a question with "save up". Assume I've got no debts and I've got a lotta savings bulk and pension. I've got expenditure covered and some personal...

Hello all Looking for second opinions on what to do with my investment pot. Financial planner advises to leave it where it is and continue to gain compound interest.. I’ve been putting money away into S&P500 ETFs since I turned 18, I’m on a relatively high salary and my rent etc is quite low...

I just switched from trading212 to Degiro. As I was setting it up I filled out a W-8ben form. I don’t think i ever filled this out for trading 212. Now that I have one done for degiro, does this cover me over all platforms? Secondly, i was a little confused on what the W8-BEN actually is. I...

Hey everyone, My wife and I have been delving into the best possible Dollar-Cost Averaging (DCA) investment strategy for our 6-year-old son, using the €3,000 a year tax-free gift allowance we each can make to him. We've compared two investment options in Ireland over a 30-year period, starting...

Hi all Im just beginning to educate myself on investing and I was curious as to what would ye use.Ive seen that banks have investment accounts, companies like zurich or sites like degiro or trade212? Do ye invest lump sums or as ye earn?

I have been looking at Unilever as a possible investment and I have found different listings on different stock exchanges. On their official website, they list 3 different stock categories: https://www.unilever.com/investor-relations/shareholder-centre/share-prices/ Unilever PLC - London Stock...

Relatively new to investing, having only started a year a go and not invested much since Feb of this year, only adding BB to my Portfolio yesterday. My plan is to invest €75-100 p/w. I am looking for advice when it comes to Irish tax and Investing, is the Portfolio below suitable? I have...

Hi all, I’m Irish born, currently living in Ireland but also hold US Citizenship. I’m interested in investing but have run into an issue with DEGIRO which won’t allow me to open an account with them as I’m a US Citizen. This has happened to me before trying to open a Raisin savings account...

hi all, I need some advice from you all. We were stupid enough to open an offshore account with ITA via Japan based IFA few years back and really would like an advice on what to do. I know generally most of people here think it’s best to surrender ASAP and reinvest elsewhere but with...

I have been a non-resident of Japan for some time now and have a sizable amount of cash, approximately 10 million yen, sitting in a bank account. I'm looking to move it out of the country for investment purposes. What's the best option for minimizing foreign exchange costs and fees? I read the...

Hi there. I've been looking into the difference between ETFs and individual stocks here in Ireland. From my, albeit rudimentary, understanding, when individual stocks are sold you're liable to 33% CGT on any gains above the €1,270 allowance. With ETF's however, you're liable for 41% on any...

Hello all, I am looking for advice on the best way to invest 60k. Concerned of putting all into index tracking ETFs ( FTSE, S&P 500) at this time as i think the soick market is overheated Would it make sense to invest like 5 k a month over the next year (essentially DCA) ? Looking for other...