investment

Hello I posted a question on r/personalfinace where I asked why are returns expressed in EUR lower then when they are expressed in USD. Someone replied that it's because of the exchange rate between these two but that stocks don't have "base" currency, they are worth what they are worth. This...

Hello everyone. Recently had a look at the "cost information" document in my ETF savings plan that I have had for almost 5 years. Can someone explain what the cost breakdown means? I was under the impression that savings plans had no fees so what are the costs product costs represented in the...

Hi all, I am building my boglehead portfolio and I am thinking about two options: PORTFOLIO 1 90 % - SWRD - SPDR MSCI World UCITS ETF (TER 0,12) 10 % - EIMI - iShares Core MSCI Emerging Markets (TER 0,18) PORTFOLIO 2 40 % - SSAC - iShares MSCI ACWI (TER 0,20) 60 % - VUSA - Vanguard S&P 500...

I was on /r/investing and came across a post about Cool ETFs but I noticed that for a lot of them I couldn't invest in them. So I thought I would make one for my European brethren and sistren. I will start with a few that caught my eye. iShares Global Clean Energy UCITS ETF (IQQH) First Trust...

Good afternoon everyone! Since my financial stability is greatly improved over the last years, I've come to conclusion, that instead of putting X amount of money in my savings account (you may call it my safety pillow) I should divide this X=Y+Z , meaning Y goes into savings account and Z into...

Hi there I'm 20 y.o. and about to start my long-term investment journey. I've done extensive research to find an all-world ETF that could be the core of my portfolio for the next 20+ year, and I concluded that VWCE would be fine. However Vanguard just launched Vanguard ESG Global All Cap...

I’m new to fixed income and conservative investing in general. Lately been weighin on different t-bill ladder strategies. The goal is to employ my capital in a safe heaven and wait out this current ridiculous pump on a thin air – then do some decent shopping in 24’. I have to stay as...

Some people have asked about due diligence & research on stocks, so I decided to put this together. These are things to look at, when looking at a stock. Some of you may know me from my Due Diligence posts at r/FluentInFinance, but below is my Guide on HOW TO ANALYZE & RESEARCH A STOCK, and...

And to invest on S&P 500

Hey there! I’m pretty sure that people have been here a while, they’ll read this and think is the same thing again. I’m 25 y.o, European, and with a job that allows me to save around 1700 every month. That money has been sitting in a savings account for a while not knowing what to do because...

I have a lumpsum payment of 10k Euros coming my way. Whats the best way to invest it? I am based out of Germany I am thinking of creating a TR account, put this into the Tagesgeld there. And over a period of 1 year invest it into a combination of Index Funds - S&P500, FTSE All World, MSCI...

Hello, I'd like to hear your thoughts on a current investment decision I'm facing. I'm from the Czech Republic and since 2018, I've been using a semi-passively managed investment platform, Portu.cz. I've set up a direct debit, and my money is allocated to one Portu strategy and one custom...

Hi, Since I want to buy a house, I need some of the money from my ETFs. I just need 2.086 EUR which I want to sell from my ETFs. Name of ETF ISIN Shares Current Price Total amount Effective Duration Unrealised return since inception Vanguard FTSE All-World IE00B3RBWM25 46.132 €104.17...

Hello everyone, A few years ago, I wrote a post about the beginning of my investing journey and another one after my first year as an investor. Currently, I am 27 years old and have been investing for about five years. This is an update on my current situation: I worked as an IT/Business...

First, I will describe my current situation: 24yo, Employed at a multinational company with permanent contract, net salary is 2.7/2.8k a month including meal vouchers. I get additional 4k net a year between bonuses, double pay etc. I will get a promotion soon but salary increase will only be...

Hi, I am new to ETFs and will appreciate if someone answers my queries below. I bought shares in a couple of ETFs recently thru Degiro using an euro account. One ETF which is in euros (Xtrackers iBoxx Sovereigns Eurozone Yield Plus UCITS ETF 1C LU0524480265/XY4P) I got thru XETRA and the other...

This might sound strange, but I live in an EU country that heavily taxes ETFs (41%) and are deemed disposable every 8 years.(Ireland) I've heard people suggest buying BKR.B instead for two reasons. Firstly, it's a stock, so you get more efficient tax (33%) when you sell it. Secondly, it...

Hi, I wanted to invest in a renewable ETF and wanted to know your opinion on the two fastest growing ones. iShares Global Clean Energy is the biggest one, has been around for more then a decade and seems to be a solid bet. However, I stumbled upon L&G Clean Energy. The ETF was created less...

Why is it so? Also, are the higher cost ETF's more lucrative, as the treshold to get in is higher? Take CNDX for example.

Invesco has launched Europe’s cheapest ETF offering exposure to developed and emerging markets, undercutting its rivals State Street Global Advisors (SSGA) and BlackRock, ETF Stream can reveal. The Invesco FTSE All-World UCITS ETF (FWRA) is listed on the Six Swiss Exchange, London Stock...