investment

During the latest FOMC last Wednesday the FED said that interest rate increases are coming to an end, but that rates will remain high for some time to ensure inflation can return to target (by 2026). Current Interest Rate projection Federal Funds Effective Rate (From 2000 to Today)...

Hey there, I am a nOOb wrt DCA portfolio. I am studying different strategies but all shared the same take away message: diversifying your portfolio reduce the specific risk. It’s clear to me! So, a question is: when do you buy ETF bond for a 20y DCA? I just started my DCA and it’s currently...

Context I’m about to start investing and want to ensure my strategy will work in the long-term for my situation. I am a German and currently living in Spain. I also have family in the UK and the US and am not sure where I will settle in the end. I could end up retiring in any of these 4...

Is iShares € High Yield Corp Bond UCITS ETF EUR (Dist) a good ETF bond? I saw it has an average of 7% yield (which is very high) and it has rating "A". The only thing is that the duration is a bit low and it won't have a big impact when rates will go down

Hi Guys, just came to some money (~ EUR 80k) and now I'm considering what to do with it. I don't want to keep an eye on my investments so I just want a "invest and forget" kinda option. My current plan (quite simple) is to invest the total amount into: 65% in iShares Core MSCI World UCITS...

I am reading in a "Historique Espèces" (~= history of cash operations) spreadsheet of a securities account in a French financial institution, namely Fortuneo. It says: The row "PAI 15 SOCIETE GENERALE means" that the account holder obtained some money (13.3 EUR) for the Prêt Aidé à...

Hello everyone, my plan was to buy 1 share (approx. 97€ currently) of VWCE ETF every month on IB. However, after I bought the first share I noticed that the fee was 1.25€. And, since the fee would be pretty much the same if I would buy 2-5 shares, I thought about changing my strategy to buying...

I’ve just turned 25, out of university and got my first job that pays 1.85k a month after tax with a lot of great benefits like free travel, lunch & healthcare. Aside from this i also work freelance and make another 1.9-2k a month. Coming just shy of 4k a month after tax, while my rent is 680€...

Hello everybody, I am fairly new here and have been investing for like 2 years now. Mostly small sums of money, around 200€ per month. I do mostly S&P500 but since I am in Europe I do the VOO. I currently live in Kosovo 🇽🇰 and there is a 10% tax on income if you withdraw to a bank account. I...

Is it possible to buy US Treasury Bonds (T-bills, T-notes) as European? I think I'm not interested in ETFs (like IDBT) as I would like to hold the bond until maturity to earn better interest on my USD. If I understand correctly you need SSN or EIN to buy on TreasuryDirect. I'm also happy to...

Amazing community, I am thinking of making things easier in my investment portfolio, but without giving up the higher potential return that a simple ETF strategy can provide (10% or higher potential annual return). At the moment this is my allocation: 38.86% ISHARES CORE S&P 500 (SXR8) 3.78%...

I have a doubt regarding 2 ETFs, FWRG and VWRP. This might also be a newbie question. l don't see why they both have different prices. Also, is it wise to invest more with Invesco rather than Vanguard because of their fees or invest with Vanguard because the fund size is much larger?

23 y.o., currently have 15k total, out of which 3k is invested in VWCE and the rest is just lying around. No debt, no dependents, etc. With my current lifestyle, the 3 month emergency fund needs to be around 3k. Every month I invest 25% of my income, other 25% goes on rent. So this sums up to...

What is your net worth goal to retire on and in which country? e.g 2m€ invested with 4% return p.a. = 80k p.a. would be largely sufficient in a rural town in Spain. EDIT: 80k p.a. today not in X yrs

Hi! I'm an EU citizen/Italian holding USD in cash and want to invest in the US markets. I'm not sure which of these options work better in order not to lose on potential future EURUSD hike (and losing value on the underlying asset). Opt 1: Buy US Stocks and replicate some sort of S&P 500...

So, after reading the J L Collins series and a couple of books I want to start investing. I did a lot of digging and picked VWRL(Vanguard FTSE All-World) and probably I'll pick a Bond fund soon also. I already made a plan and everything. I want to put around 3k initially and then around 300€ a...

My broker (Italian Directa) offers monthly investments for a limited number of ETFs, including some iShares, Xtrackers etc. So I opted for the XDPU:MIL. TER is low (0.06%) and the share price is only 9.x Euro, so for a small sum you get a decent number of shares (perhaps that tricked me...

I know it's a constant question, but it's still a difficult decision to make. I'm 28 years old and I'm starting my first investment of my life. I live in Hungary (Eastern EU) and I have €8,000 and I want a portfolio of 1 ETF. I have a relatively high volatility tolerance and would like to...

Hi all, I would like to take advantage of zero commission offered by my bank for ETF buying. This is my first time investing in ETF, and I would like to put 500 EUR/p.m into a saving plan. Unfortunately the list of "Free" ETF is quite limited (~135 ETfs in total). So I ended up with this...

Here are my filters: Accumulating ETF Incorporated in the EU Passive World diversification 100% Equity As low fees as possible (I dont require full replication) My broker is IBKR Fund is purchasable in EUR