investing

  1. C

    How does PFP designation’s 3 year work experience in finance/advising role come into play?

    I will be completing my FP 2 but feels like I won’t get the designation as I only have 1 year experience in finance/advising role? Can someone please explain how does that work
  2. I

    BNCOM sets P12/share price (4% discount) (M:Mar14)

    Happy Monday, Barkada -- The PSE lost 13 points to 7112 ▼0.2% Thanks to Jing for the meme love, and to Tony R. and Kevin for sending me a heads-up that CTS Global's IPO application has been approved by the SEC. Shout-outs to misunderstood, Anamay Legani, Julius Palamos, Althea Savannah...
  3. L

    ALI and RLC profits drop 77% y/y; q/q recovery the real story (Monday, Nov 9)

    Happy Monday, Barkada -- The PSE closed up 41 points to 6686 ▲0.6%. Apologies to anyone who sent messages or commented on Reddit in the past few days: my account was accidentally disabled. Shout-out to /@ky_gal, who had to manually approve everything that I tried to do while Reddit fixed the...
  4. S

    Return on Investment of Solar Installation

    This post is inspired by a recent question (that got removed by mods lol) and the post linked below that detailed living with a solar installation for a month. So here, I would detail my own experience; Detailing the initial cost, how much money it makes a year, when I'd hit breakeven, and the...
  5. U

    A financial framework to purchasing your home

    Edit 1 - Added excel calculator at the bottom Happy New Year everyone! I recently purchased a house, and thought I'd share the framework I found useful when evaluating how much I can afford. It's inspired from a post by Subramoney. When buying the house, it was important for me that it did...
  6. I

    BDO Q1 profit up 40% -- banks are killing it (Th:Apr20)

    Happy Thursday, Barkada -- The PSE lost 18 points to 6446 ▼0.3% Thank you to Carlos de Guzman for pumping my tires, to Alex for spotting the typo in yesterday's post where I referred to "December 31, 2023" instead of for 2022, to Rod Leaf for the meme appreciation, and to /@eccemachina for...
  7. R

    What the F*&$@ is a repo? Eli5 inside

    Okay, it's become apparent that the vast majority of you don't know what a repo is. That's fine, you can largely live your life and invest successfully without this knowledge. But it is the topic du jour so let's see if I can't offer the most simplistic of explanations here to help provide...
  8. R

    Capital gain arising from selling Multiple property can be used for one residential property us 54f?

    I am selling my urban agriculture land ( capital asset ) spread across various sections thus there will be different sale deed for every area that falls under land. Let's say 5 diff sale deeds. If I combine 5 diff net sale consideration and use It for buying of one residential property us 54f...
  9. S

    S&P 500 is down 1.9% for the year

    What's everyone's predictions for the end of 2018? I'm guessing about this: .5 to 3% loss overall. A lost year, despite major tax cuts.
  10. L

    Fear of missing out??

    Hi! Not sure if this is the right sub for this. Quick background 32m with 2kids and good wife(I mean hnd maluho ☺️) former ofw and decided to stay na sa pinas With enough EF(8digits (yeah yeah msyado malaki but ayoko muna mag risk for now)), properties, insured and right now my source of...
  11. N

    Change from D.R.I.P. to Receiving Income

    I have been investing in D.R.I.P. types for years and years - mostly in things like utilities. They have been good - But now I am up in age and feel that perhaps I could use this money as income instead of buying more shares. I have never really thought about the logistics of this sort of...
  12. J

    Hosue n lot vs lot only

    As a rule of thumb, how much would it cost to build a typical 40 sqm house (2 br, 1 cr, 2 floors) This is the typical townhousr design. Torn between buying a house n lot that's 2.3M VS lot only that would cost 640,000k If I buy the lot, is 1.6 enough to build a 40 sqm house? Or mas...
  13. C

    Junket Scam

    https://mb.com.ph/2023/8/2/complaints-vs-big-time-casino-junket-scammers-flood-nbi-cordillera?fbclid=IwAR2aZNIHM5SD_gIdVag4B7YyWhL56bsbep7qsfuByl1fh74yY_cOUQpb3UE So proven na pyramiding scam pala yung junket investing scheme ng Team Z?
  14. I

    SCC Q2 profit 170%, despite flood of cheap Russian coal (Th:Aug4)

    Happy Thursday, Barkada -- The PSE gained 68 points to 6430 ▲1.1% Are there any registered shareholders of Xurpass, Boulevard Holdings, or House of Investments, that are willing to volunteer to send me your notes on the upcoming shareholders' meetings? Thanks to John Y., and G for the meme...
  15. S

    What debt funds do you use for debt portion of your portfolio?

    The following are the kinds of debt funds available which we can use in our debt portion of our portfolios (in addition to PPF, EPF, FD, RD etc) a. liquid/overnight b. ultrashort c. short d. medium e. gilt f. dynamic g. credit risk Since the primary function of the fixed income portion...
  16. O

    Noob question: Why aren’t property prices coming down?

    Despite all the talk around 7 lakh unsold units, why aren’t prices falling?
  17. R

    What MFs did in September

    Really sorry I could not do this post last month, since I was slightly busy with the investment tracking app that I was working on (r/Artos). Here's the post for this month. Companies MFs love the most. This is computed as the weighted average of the AUM allocation for the company for the...
  18. K

    Free CASH.TO alternative in BMO Investorline

    Hi there, I will be transferring my finances to a self-directed account with BMO (a.k.a. InvestorLine) Thankfully, they have a list of ETFs with no commission fee ($9.95), including VEQT/XEQT. However, since it does not contain CASH.TO I am wondering if any astute Redditors see a reasonable...
  19. S

    For those earning above 6 digits monthly, what critical decisions did you make in your career to break past the 6-digit mark?

    The title says it all. Share tips naman for those who are graduating fresh out of college.
  20. S

    CIMB account types

    I have CIMB and ING accounts but ING is still in the verification process so I would like to put my funds first in CIMB but I’m quite confused sa 3 types of accounts. GSave UpSave Fast and Fast Plus account I’ll type here the pros and cons of each based on my understanding and will put my...
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