investing in the philippines

  1. H

    VOO/SPY S&P 500 via BPI Feeder Fund, GoTrade, or eToro?

    Where is the best way to invest Mid to Long-term goal of 5-10 years? Thanks in advanced to anyone who could share their experiences, funding fees, dividend payouts with US ETF from PHP platforms that I'm considering below: Platform Fee Notes BPI US Equity Index Feeder Fund 0.75% p.a. +...
  2. H

    How to maximize HMO?

    We always say that health is wealth so it is critical that also invest on our overall health. Can you guys share on how do u maximize the usage of your HMO aside from the usual check up pag may sakit kayo? For me, nung lumuwag n pandemic nag parequest ako sa dr to check my vitamin d, zinc level...
  3. I

    BALAI Q2 profit 350%y/y, but no segmented data? (W:Aug3)

    Happy Wednesday, Barkada -- The PSE gained 50 points to 6362 ▲0.8% Shout-outs to LanAustria, Jonathan Burac, Bebe, Stephen Chiong, Dividend Pinoy | PGG, Makisig Tan, Nesums Aramur, Just’n, Palaboy Trader, Lance Nazal, leaf, psestocktipsdaily, Corgi Buttowski, arkitrader, Evolves Capital, Inc...
  4. L

    Housing Loan Q’s

    Hi! Help please. We don’t want to make bad decisions while acquiring our own home via loan. Anxious lang so I’m making sure na we got everything covered. We’re planning to acquire a house end of next year or early next 2025. Not RFO, pre-selling as I believe this will give us enough time to save...
  5. U

    My BDO home loan interest rate jumped from 5.88% to a whopping 9.8%

    Yesterday was the end of my 3-year fixed rate of 5.88%. I was surprised to find out this morning that the rate changed to 9.8%. May I have your thoughts on refinancing the loan? I saw an ad from Security Bank offering 6.75% fixed for 3 years or 7% for 5 years. If I negotiate my current loan, do...
  6. T

    MFT scam: SEC bares Isla Lipana-PwC’s hand in Mica Tan’s fabricated billion-peso income (Bilyonaryo.com)

    sigh imagine relying on MFT’s audited financial statements Still the same cautionary tale: if it’s promising very high annual returns for your investments (in this case, between 12-18%), be very wary about it. ——— The Securities and Exchange Commission has accused Isla Lipana & Co., the...
  7. S

    Pag-IBIG members save record-high P39.84 B under MP2, up 54% in 2022

    Pag-IBIG members save record-high P39.84 B under MP2, up 54% in 2022 Pag-IBIG Fund members continue to show preference in the MP2 Savings program in 2022 as total savings reached nearly P40 billion, setting yet a new record-high for the amount saved voluntarily by members under the program in a...
  8. N

    One of the better docs about crypto, NFTs, Web 3.0, Axie, etc…on youtube

    Stumbled across a video doc made by Youtuber, James Jani, about the interconnected web of crypto, blockchain, NFTs and more… Is it all a scam? or we’re just not seeing the bigger picture… I invest in a couple of cryptocurrencies and although the video paints the space mostly negative, production...
  9. N

    Maya confirmed interest boost techniques for July?

    Hi Guys, Just want to ask if there's anyone who already tried doing any techniques (e.g. transfer from maya to grab wallet) to get the 9.5% interest rate this July? I did the transfer from maya to grab last month at gumana sya pero sabi ng tropa ko recently it's not accepted as spending anymore...
  10. M

    Michael Burry (of Big Short fame) is shorting the US Economy for a position of 1.6 B

    https://www.benzinga.com/real-estate/23/08/34048522/big-short-investor-michael-burry-bets-1-6-billion-on-a-market-crash-mdash-here-are-3-investment-oppo And here I was thinking of getting some VOO to earn some cash in dollars. Opinions?
  11. I

    Ugly Friday: PSE ends the week down 5.6% (M:May16)

    Happy Monday, Barkada -- The PSE lost 153 points (!!) to 6379 ▼2.3% That Friday the 13th was a real horror show. Ugly results on the exchange, ugly results in crypto, ugly results in pretty much every financial bit of news that we've had for the past while. Of course, your Twitter feed and all...
  12. B

    Foodpanda is charging me almost 5k

    I actually closed my foodpanda account as a vendor because I couldn’t keep up with the walk-in orders and online orders. My restaurant is a cloud kitchen. Tbh, small-time franchise siya ng “Superemacy Franchise” (di ko feel yung supremacy😅) namely, yung K-Egg, Konam. I received this letter, na I...
  13. R

    Bank finance or Pag-IBIG

    House and lot value is Php 2.8 M. ChinaBank offered me a 6.25% interest fixed for 3 years. May repricing every year after the 3rd year. The loan term is 20 years. This is a good deal but baka tataas yung interest (most likely) after the 3rd year. Pag-IBIG offered the same interest at 6.25%...
  14. S

    Survey: pay or save?

    Survey: Ano gagawin o pipiliin nio dito? a. pay debt in 6months, but almost little/nothing left for savings/investment or b. grow your savings/investment but remain in debt for up to 2yrs? A friend asked my opinion, sabi ko A para tapos na agad agad and makafocus sa savings/investment. pero...
  15. H

    Gcrypto is scam, do not use it

    Banned because of using it. No support. The idea is making money through investments and trading, then top up using gcash and gcrypto to pay my utility bills. So, after doing so for a few months, banned without clear explanation. Support forms broken, so no contact. Proofs...
  16. L

    CIMB 10%PROMO

    Hi guys, I just checked my CIMB account and found out that the additional interest of 7.4% p.a is already credited today. Check nyo din sa inyo. Ngayon ko lang nalaman na yung buong ADB pala yung makaka receive ng additional interest. So kung yung ADB mo ng February ay 100k tpos nung March eh...
  17. I

    DITO posts FY22 net loss of P25.6-B (T:Apr18)

    Happy Tuesday, Barkada -- The PSE gained 24 points to 6506 ▲0.4% Thanks to PSE Noob Trader for the observation that a lot of retail volume probably left to crypto and never came back (I think there's some truth to that), to Jing for reminding me of my DDMPR bags, and to G, John, /@deloris...
  18. G

    CIMB advisory - 2.5% p.a. effective March 1, 2021

    From https://www.cimbbank.com.ph/en/help-and-support/customer-advisories/2021-february/advisory-on-interest-rate.html
  19. J

    Transferring hundred K of money

    Hi, any suggestion sa dilemma ko. I have 911k sa BDO, I have 100k sa gotyme. What i am planning is transfer the 900k to gotyme and leave 11k as maintaining balance. Gotyme otc cash ins are 10k per txn lang. Tranferring by instapay will be long and with added expenses sa transfer fees. How can...
  20. G

    Cheap ways to exchange USD into USDT

    Hi, I have about 100K USD from my savings in Philippines. I would like to know the cheapest way to exchange that into USDT or USDC, preferably 1:1. The best crypto dealer I can find here in pH is 1 to 0.993 So 700 USD fees basically. P2p dealers on Binance offer 1:1, but don't seem to accept...
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