investing in india

https://timesofindia.indiatimes.com/india/us-mulling-15-cap-on-h-1b-visa-for-indians/articleshow/69867049.cms US plannig to put H1B visa restriction on india to counter data localisation, if this plan goes forward wouldn't this cause IT stocks to tumble.

I have been watching L&T Emerging Business fund for quite sometime. Of all the the small cap funds, this seems to be doing really bad. People who have invested in this fund, what is your take now on this find now?

It may be well known to some, but not all employees are aware of all tax-saving measures and their nitty-gritty details. TLDR: The Old Regime of Tax is Beneficial for Majority of the Taxpayers for the FY 23-24. Plan for your Deductions now. House Rent Allowance (Section 10(13A)) 100% of HRA...

This sub has been a wealth of information for me. Thought I would contribute some of my research. There have been many discussions on investing in US S&P 500 via Indian MFs and via brokers (vested.in, TD Ameritrade, HDFC, ICICI etc.). But I couldn't find any info on which option offers better...

I was looking into setting up my finances for early retirement and was looking for literature in the Indian context. Freefincal's blog seemed to be widely recommended, both here and on /r/FIREindia but I was shocked to see how bad it is. The ebook (which seems to be a collation of blogs on...

There was a recent thread where everyone was debating whether NPS tier 1 is a good option vs putting the same amount in equity, so I did some calculations and wanted to take feedback from the community. The calculation is being done with several assumptions: Equity returns: 12% Debt Returns...

Since the past year, there have been increasing talks about impending recession, and the biggest question that I ask myself is should I hold cash, or continue my SIPs! I decided to run a little experiment today, and see how this decision has fared in the past. I know, that past performance is...

The Security Level Portfolio and Maturity Profile of the Franklin Templeton's six winded down debt fund has been released. You can find them here on the FT's official site here. Security Level Portfolio...

Today I am going to write about what I feel is the single biggest mistake a mutual fund investor can make . Again this is a feeling , I am in no way qualified to advise . The biggest mistake is investing in a mutual fund NFO via a distributor , not a direct plan . Now let me set out my...

Hi all, A regular reader on this sub here finally makes his first post. This post might be helpful for anyone who wants to buy a health policy but doesn't know where to start. This is my attempt to help anyone get started. I'm in my early twenties, started working two years back. I'm covered...

Source: https://boringmoney.substack.com/p/adani-finds-an-investor (my newsletter called Boring Money) -- An investor’s main job is to disagree with everyone else. You buy a stock if you think the price is low, and sell it if you think it’s high. When you’re buying, you think the stock price...

Recently I came across an equity deal for HATS on an alternative investments platform Sterlcent. (Deal link) On offer is a guaranteed 3x equity growth + 9% p.a. dividend on the invested amount. The tenure is 60 months. Minimum investment required is INR 50K I connected with the company's...

After reading @joy123's post I went ahead and checked my portfolio for overlaps and expense ratio. I've discontinued few MFs and would like to receive criticism over my current portfolio. - Green ones are continued SIPs - Yellowish ones are Liquid funds for Emergency - I add to them in lumpsum...

Updates: Update 1 Update 2 Original Post I found this subreddit very useful, and I really wish I had found it a couple of years ago. Anyway, better late than never. I spent a lot of time over the weekend going over ELI5 Series and The Wiki posts. I am a 34 yr old individual. My partner and...

Disclailmer: This is not financial advice. Iam not a financial advisor. Do your own research If you have cash to purchase say a car , it is better to purchase it on a loan and invest the amount suitably because the CAGR return needed to breakeven with interest cost is way lower than the bank...

... ... Source: https://www.newslaundry.com/2019/01/29/cobrapost-expose-finds-dhfl-promoters-siphoned-over-rs31000-crore-of-public-money Presentation:

ITR 1 and ITR 4 were available earlier. Now ITR 2 is also available for e-filing for FY 2019-20. For most people with Capital gains, ITR 2 is the applicable return. Even for NRIs, the most common return is ITR 2. For easy reference, details below on people who can use ITR 1, 2 and 4. ITR...

Even liquid funds which are generally consistent are showing signs of flattening of late. Is there any particular development I’m not aware of?

Hi, We are a couple in our mid twenties (27/26) and we would like your suggestions to help us plan our investments/retirements. We make decent living and after paying taxes and all other expenses, we save about 13,00,000 ₹ per year. We believe that we can keep on investing the same amount...

Would appreciate if Financially Independent Retired Early folks here could answer the following questions: At what age did you FIRE? What is the life expectancy you planned for? Your retirement fund was what multiple of the estimated average annual expense (in present value...