investing in india

Hey guys! I will be starting my first job next week. So far I have never had to manage money, pay bills etc. Parents took care of everything. Besides, I’ve been abroad for a while so I’m not sure how things work in India. I’ve lived alone in Europe before - did my laundry, cooked, cleaned...

Selecting a Bank account depends on individual preferences. Most of the individuals would have a bank account/ salaried account. A lot of individuals would have different bank accounts which cater to different purposes - For Example - Emergency Funds Account / Separate Account for a large...

Notes from the FM's press conference Intro Today's is the last tranche "The pandemic has given a message to India, and an opportunity" So far - DBT done since lockdown - 16.9K cr for Kisan Samman, 2.8K cr for other pensions, 10K cr to women having Jan Dhan accounts, 3,9K cr for construction...

Wanted to claim LTA tax exemption (FBP) on one of my recent travel journey. But the thing is my source and destination in both outward and return journey tickets are completely different due to a couple of complications that I faced. (Took taxi, flight got canceled at connecting airport). So I...

Long term mutual fund other than Parag Parikh for consolidation. Hello folks, so I couldn’t find anything related to this post on the sub so asking your suggestions. I recently read my eCAS statement and I have 27active mutual fund portfolios. So I’ve withdrawn like 20-21 of them and now...

HDFC index fund Nifty 50 direct plan and HDFC index fund Sensex direct plans expense ratio increased from 0.10 to 0.20 from 15-Apr-2021 HDFC index fund Nifty 50 Regular plan and HDFC index fund Sensex Regular plans expense ratio increased from 0.30 to 0.40 from 15-Apr-2021 Checkout the notice...

I'm seeing a high trend with companies planning their cloud adoption strategies, I strongly feel the market is still in the rising curve and there is more tier 2 and tier 3 players to join the bandwagon. I'm looking at two options here, 1. Invest directly in the company stock...

Raise your hands if you've heard some version of this: This would be a determining factor for the investor to eventually go with fund A or stock B. For instance, someone in our Discord had asked yesterday, since Tata Resources & Energy Direct Growth fund has outperformed Nifty in the last 3...

U.S. crude futures suffered a historic selloff on Monday as WTI turned negative for the first time ever. The May futures price bottomed at -$40.32 after closing at $18.27 on Friday. Brent crude, the international futures benchmark, is trading at its lowest in almost two decades...

If you have to start investing in mutual funds today, which platform would you recommend? Before anyone posts a link of our wiki for comparison b/w platforms, yes I have gone through it. And it’s always better to have a fresh viewpoint from people who are already trying it. While there may be...

I'm 24 and entered Market via SBI cards IPO :) last year. My interest is only long term investment, after some research, i have selected below funds to be part of my portfolio. Can save up to 30K per month only for Mutual fund investment, and decided to start SIP in the same from this month May...

Which bank do you recommend for savings account or fixed deposits? How's your experience with wealth management services? For example, you can discuss your experience with Citigold / CitiPriority, Kotak Privy League, DB WealthPro, Axis Burgundy, ICICI Bank Wealth Management etc. What bank...

Chart The above chart shows the growth (or de-growth) in NIFTY earnings, measured quarterly, over the last 10 year period. Observe how the RED line (QoQ earnings growth) moves in a particular direction and the BLUE line (YoY earnings growth) follows it a quarter or two later. Considering that...

I am seeing government loan schemes for starting business, which have "margin money" term often. I saw answer in quora (related to education loan): https://www.quora.com/What-is-margin-money, it seems to be the money which borrower needs to, himself, invest for his requirement. In certain...

We encourage all our visitors to ask those investing related questions they were always too afraid to ask. This thread will be moderated, to ensure it remains free of harassment and other undesirable behavior. The members of /r/IndiaInvestments are here to answer and educate! If you are...

Want to clean up the portfolio and want to make some sensible long term investments. Am I looking at the right parameters to evaluate whether the stock is worth investing or not? CMP EPS P/E Industry P/E Book value P/B Dividend yield ROE ROCE Profit growth D/E Which parameters should I...

So I got the below message from Niyo Money. It's pretty clear on what will happen but not on why they are making this change. This will also hamper the ability of people buying mutual funds to time the market. T+2 is way too late and that's not even guaranteed. Whose interest is this serving...

I was looking into NPS and have a slight confusion. There are two tiers of accounts, from what I understand, Tier 1 and Tier 2. Tier 1 is mandatory, and you can only have a Tier 2 account when you already have an active Tier 1 account. Now, there are tiers in some schemes as well (Schemes E, C...

You can discuss something like these, ITT: Which fund houses are you currently investing with? Why did you invest in the funds? Reviews on the funds offered by the fund house? Provide your opinion on the investment services offered by the fund house. Do you avail their instant redemption...

Powergrid owns and operates 45% of India’s electricity transmission network. It meets all the criteria for a good long term investment: Moat: the dominant player in transmission. Has 20~30 year contracts with assured ROEs. Is the government’s preferred vendor for large scale or complex...