investing in india

Here's a comparison of the Cost of Borrowing for the major NBFC player's who have released their results: Dec-18 vs Mar-19 Data extracted from company filings: NBFC Name DEC-18 Mar-19 Change % Indiabulls Housing 8.6% 9.2% 0.6% Bharat Financial Inclusion 10.4% 10.9% 0.5% PTC India...

Multinational Corporations(MNC’s) have been immense wealth creators for shareholders over the past couple of decades. Focus on R&D, capital allocation and execution and more importantly a very strong corporate governance has resulted in MNC’s getting very high valuations. So how do the parent...

We are very honoured to have Dr. Pattabiraman or pattu as known to his readers, host our first ever AMA on /r/FIREIndia. Prof. Pattu’s website freefincal.com is well-known to every Indian who has an interest in personal finance and financial independence. His free financial calculators are a...

Own views - not from other analyst/ brokerages Dmart H2 FY24 Results Insights consolidated Revenue 19.7% up, PAT down 9% Same store sales growth 8.6% YOYStore additions H1 12 nos only ( vs 40-50 / yr last 2yrs) Revenue breakup H1 FY24 / H1 FY23 Food 56.2% / 54.75%...

Been looking at returns at npstrust. For scheme G LIC PF returns Since inception are at 11.93% For HDFC PF scheme E returns since inception is at 12.05% HDFC has higher returns only in inception last 3 and 6 months from 29/10/2020 HDFC 12.05,4.81 and 18.26 respectively LICPF...

Two Small Finance Banks (SFBs) - Fincare and Utkarsh - filed their DRHPs with SEBI in early August - within a week of each other! Both are IPOing since they have to - they are mandated (per RBI guidelines) to go public within 3 years of crossing networth of Rs. 500 crores, and they've both hit...

If you’re the founder of a company, there are a few ways you can get some money out from the company’s bank account into your own bank account. You can draw a higher salary or bonus. You’re presumably still an employee; CEO, director, chairman, whatever. So you can just pay yourself a higher...

Link to Draft Red Herring prospectus_20210428025429.pdf) Key Stats (INR Millions) Particulars 9M 2021 FY2021* FY2020 FY2019 Revenue Services 11,204 14,938 22,908 12,814 Goods 1,244 1,658 1,075 148 "Platform Services"? 564 752 2,063 162 Total Revenue 13,013 17,530 26,047 13,125...

Revisiting this post here as it was inconclusive. The OP was right. Instead of giving theoretical returns, people could quote their returns in the MFs for the last decade. For the people, who have been investing since the last decade, you must have invested in both MF & FDs. Comparing the two...

My post is of two parts 1st part is my question second part is the reason for my question, because of the experience of some people i know with insurance companies. Do insurance companies really payout huge sums when the situation arises? I have seen comprehensive health insurers pay out 2 to...

The announcements on 17 Apr were expected to focus on relief packages for the MSME sector. In anticipation, the markets were in positive territory by a clear 3+ %. Points below are paraphrased from the speech of RBI governor. Context RBI has been proactive in the very critical situation...

I am not able to decide whether to pay off my housing loan or invest using the surplus every month. I have a fair idea about the benefit I will get on my investments in the long run (compared to prepaying the loan), but I want to incorporate the tax benefit (on housing loan interest and...

Returns till March 31st 2020 1 year : Equity- -26%. Gsecs-12.3% 10 years : E- 0.3%. GSecs - 9% 25 years : E- 9%. Gsec - 10.6% Disclaimer : I have not put together the data myself. I have only taken it from the above Twitter post by a person with decent credentials

First let's start with basics Q: What is Form 26AS Form? Ans: Till now Form 26AS, was a statement that IT dept used to provide u to capture (a) TDS deducted from u (For eg: Ur company deducting TDS on ur salary) (b) TCS: Tax collected at source (house property etc) Now Form 26AS, will have a...

Original Source: https://boringmoney.in/p/byjus-is-sued-by-its-lenders -- Four years ago I read an article in The Ken titled The making of a loan crisis at Byju’s. The gist of the story was that Byju’s was an edtech doing phenomenally well selling its digital courses to parents of young...

Will be added on Dec 21 (Could be in 2 tranches) News sent TESLA shares up 13 percent after hours This addition could minimise the gap between S&P 500 and the Nasdaq index going forward (TESLA has gone up around 400 percent in 2020) The company it replaces in the index will be revealed later...

Highlights. USDINR Sensex and NIFTY

Starting April 2022, EPF+VPF contributions above 2.5L per finyear is gonna attract taxes. My employee+employer contribution is about 70k per month (12% of basic salary). About 8.4L per year go to my PF account. How is the tax calculated on this? Flat 30% on 8.4L or 30% on (8.4-2.5)L?

I watched this video of LLA and thought I'll share it as well as get the community's thoughts and experience about it. LLA Video Link PS: I don't use these apps nor will I ever install them in future.

My father works in a PSU and really confused whether to take EPS by paying a additon amount.There is a lot of confusing between his colleague- most of them believe that if they opt for EPS they will also lose the CPF contribution from the employer. The EPS doc where one will get 23k pension by...