investing in india

I am selling my urban agriculture land ( capital asset ) spread across various sections thus there will be different sale deed for every area that falls under land. Let's say 5 diff sale deeds. If I combine 5 diff net sale consideration and use It for buying of one residential property us 54f...

The following are the kinds of debt funds available which we can use in our debt portion of our portfolios (in addition to PPF, EPF, FD, RD etc) a. liquid/overnight b. ultrashort c. short d. medium e. gilt f. dynamic g. credit risk Since the primary function of the fixed income portion...

Despite all the talk around 7 lakh unsold units, why aren’t prices falling?

Really sorry I could not do this post last month, since I was slightly busy with the investment tracking app that I was working on (r/Artos). Here's the post for this month. Companies MFs love the most. This is computed as the weighted average of the AUM allocation for the company for the...

With the budget 2021 done and dusted, looks like we can start focusing on the year ahead. Few changes made to tax laws. However, big news is obviously that there is no new tax or cess. Definitely a situation of no news is good news here. We know you’ve received Whatsapp forwards from a million...

Update - I have added a more mobile-friendly dashboard to this setup using Google Data Studio. Check it out here. Original Post - Tl;dr - Sharing a copy of my Budget tracking system which uses Google Sheets + Google Forms. Sheets keeps track, runs the backend and shows me a Dashboard, and...

“Compound interest is the eighth wonder of the world. He who understands it earns it… he who doesn’t… pays it.” - Albert Einstein this is a great calculator with chart - https://www.hdfclife.com/financial-tools-calculators/compound-interest-calculator Example One - Ajay, 23 years old, just...

So I made a data visualisation dashboard so that people can interact with it and explore it. I made the dataset based on the news articles I have seen and recorded them and filled in the dataset where necessary. This includes company name, company country, investment state, category and the...

Original Source: https://boringmoney.in/p/rbi-wants-traders-out-of-currency (my newsletter Boring Money -- if you like what you read, do visit the original link to subscribe and receive similar future posts directly in your inbox) -- The most vanilla reason to use a derivative is to hedge...

Am kind of confused. The IT Declaration portal in my company's site does not include any subheading for contributions to EPF. But some googling around shows me that my contribution to EPF and VPF needs to be deducted from the 1.5 lac limit. Can I invest 1.5 lac + EPF as deduction? Or shall I...

I was planning to invest in Motilal Oswal Nasdaq 100 FoF. Expense ratio is 0.64. However, i came to notice that it's underlying fund Motilal Oswal Nasdaq 100 ETF is not able to correctly follow its benchmark Nasdaq index. Also, there have been instances of NAV/price mismatch of ETF. Recently...

In the current environment, where debt mutual fund returns are very poor (last 3 month pre-tax returns for the best overnight/liquid/short duration funds are (0.75%-1.25% i.e between 3-5% annualized), bank fixed deposits suddenly look more attractive. Especially those of many strong but less...

I have made a comparison of Real Estate as an investment option to earn yield via rent, versus a traditional FD and also an index fund. For this, I am using a 3 to 5 year old 3BHK apartment which is available for sale at 1.4 cr. Assuming no loan, although that may not be the case for everyone...

The other day, I accompanied my wife to buy a small earring set for about Rs 58 K -#my2cents on the experience Scanning through the bill, I saw Rs 12,800 making charge (seems high) and CGST+SGST of about 843 each So, a 'loss' of Rs 14,500 (about 25%) right out of the door that would take a...

So I am planning to invest some money through MF. I know basic about what is MF, Unit & NAV, etc. But I have some questions as below. Thanks in advance for your time and answering it. What are types of funds and risks associated with those funds based on its type. IIRC debt funds is low risk...

Here's a comparison of the Cost of Borrowing for the major NBFC player's who have released their results: Dec-18 vs Mar-19 Data extracted from company filings: NBFC Name DEC-18 Mar-19 Change % Indiabulls Housing 8.6% 9.2% 0.6% Bharat Financial Inclusion 10.4% 10.9% 0.5% PTC India...

Multinational Corporations(MNC’s) have been immense wealth creators for shareholders over the past couple of decades. Focus on R&D, capital allocation and execution and more importantly a very strong corporate governance has resulted in MNC’s getting very high valuations. So how do the parent...

We are very honoured to have Dr. Pattabiraman or pattu as known to his readers, host our first ever AMA on /r/FIREIndia. Prof. Pattu’s website freefincal.com is well-known to every Indian who has an interest in personal finance and financial independence. His free financial calculators are a...

Own views - not from other analyst/ brokerages Dmart H2 FY24 Results Insights consolidated Revenue 19.7% up, PAT down 9% Same store sales growth 8.6% YOYStore additions H1 12 nos only ( vs 40-50 / yr last 2yrs) Revenue breakup H1 FY24 / H1 FY23 Food 56.2% / 54.75%...

Been looking at returns at npstrust. For scheme G LIC PF returns Since inception are at 11.93% For HDFC PF scheme E returns since inception is at 12.05% HDFC has higher returns only in inception last 3 and 6 months from 29/10/2020 HDFC 12.05,4.81 and 18.26 respectively LICPF...