insurance

  1. T

    Dual coverage with HSA question

    I’ve been researching this and I think I know the answer but I’m not 100% positive. I’ve read a bunch of posts on here and r/personalfinance but I want to be sure before I do anything. Spouse has HDHP with $6500 contributed annually by employer to his HSA. Currently spouse, me, and 3 kids are...
  2. I

    How do I get braces covered under my dental benefit to maximize insurance help?

    I recently switched dentists and they told me my jaw alignment is basically fucked and it causes me to wear down my back molars way faster than they should be and projected I’ll lose probably 4-8 of my back molars and need root canals for them before I’m 40 at this rate. She said if I want to...
  3. H

    insurance exam p&c

    hello i am currently working a job that has only a week to learn all materials given to you. we are using exam fx and have to take the insurance property & casualty exam next week. im a bit nervous because i learn differently and need more time to retain the information given to me. i did look a...
  4. M

    [ARIZONA] Account says it’s in review, past 9 weeks are all in progress. Will the review happen?

    I can’t find the Arizona number, but I’ve been trying to be patient. Running out of funding now, so I can’t really be too patient. I’m still looking for work, so I don’t know why my account would be in review all the sudden. It just told me that this time when I filed though. I’m on PUA...
  5. D

    State exam

    Hey everyone! Quick question, gonna take my L&H licensing exam this Saturday in OK, been doing the simulation exams and getting around 65 without fully paying attention cause of dozing off tbh and about an 80 for my highest (missing questions that were obvious if I just read the question in...
  6. K

    [Michigan] Here's what worked for me

    I was having a lot of trouble getting ahold of an agent at unemployment for about 8 weeks. My claim said Pending Adjudication/Add Additional Docs. I JUST received my benefits. So I wanted to pass along everything I did in case it can help anyone else out. I tried a few different things and I'm...
  7. B

    The General will cancel my policy if I don’t pay them $0.00

    I received some notifications from The General that my Auto Insurance will be canceled for non-payment. I called tHe General customer service and this is what they told me. “Your policy will be canceled if you don’t make a payment of $0.00” 🤣 Here is a video of it...
  8. P

    Paid User Research - Looking for Canadians who have applied/are interested in applying for life insurance

    Hello r/LifeInsurance! I’m a university co-op student conducting research for a local startup that aims to take the hassle out of purchasing life insurance for Canadians. I’m looking to speak to people for 20-30 minutes over Zoom or Google Hangouts who fit the following criteria: 25-55 years...
  9. R

    $100,000 Policy

    I think I already know the answer to this but I’m still going to ask. My mother passed away one month ago and she had a $100,000 policy. She told me a couple months before she passed that her current husband was the sole beneficiary, but that’s not what she wanted. She had cancer and the last...
  10. R

    [New Jersey] "N.J. will not extend pandemic unemployment benefits to 500K residents, source says"

    Hot off the presses: Murphy (our Commandant) to announce - "N.J. will not extend pandemic unemployment benefits to 500K residents" per https://www.nj.com/coronavirus/2021/08/nj-will-not-extend-pandemic-unemployment-benefits-to-500k-residents-source-says.html . For those on PEUC, see the...
  11. S

    Deductible

    So the other day someone tried to whip a u turn in the middle of the road and hit my car. After speaking with the police they said the other driver claimed I was speeding (what??) but they still are at fault for merging into me. I have a $500 collision deductible and my car is being worked on...
  12. H

    got hit in accident not at fault i have no collision coverage

    I (A) was stopped at a red light with B behind me and C didn’t stop crashed into B which made B hit me (A). I have the worst damage where C car is completely fine and B front bumper is a little cracked. I don’t have collision coverage. My car is still drivable. I don’t have the report yet will...
  13. F

    Why are insurance quotes so expensive?

    I’m 20yrs old and I’m trying to get to my first car and literally the only thing holding my back in car insurance. I tried to get a quote from Geico and the straight up said “we can’t offer you a quote at this time, please try again at a later date”, then I go to Progressive and tbh it didn’t...
  14. A

    Life insurance exam - how do they measure height?

    I am scheduled for a home exam Monday, and I believe based on info I read online that I am right at the cusp of the height/weight limit for the best rates. However, I am sometimes measured as 5’11, sometimes 5’10 depending on which dr office I go to. If I was 5’11, I’d be right under the weight...
  15. S

    claiming disability benefit for 21 year old

    So like the title says I am a 21 year old male and I recently broke my leg in a sport related injury outside the workplace. I know I immediately don't quality for any workers compensation but I read into CPP disability benefit and I think I may qualify but wanted to get some kind of reassurance...
  16. K

    [Vermont] I filed a new claim today and was told that they are 6-8 weeks behind on reviewing new claims

    Once my claim is reviewed, will I receive one check for all submissions up to that point? Is this typical for all states? This is only the second time I have ever had to file unemployment. The first was in another state and due to a weather event. It was a completely different circumstance. I...
  17. E

    ON - Life Insurance - Found papers 13 years after death

    So, I found my parent's life insurance paperwork 13 years after they died. I contacted the company and they advised that they don't have records after 7 years of no contact/payment. Without saying so, they are telling me to pound sand. Is this a legitimate excuse not to pay, or do I need...
  18. B

    Insurance medical lab report better than annual physical

    I was reported to have A1C of 6.2 and diagnosed as pre-diabetic on 10/2023, but my medical lab report for life insurance came out at normal range 5.9 which was done on 12/2023. Does this mean I will be getting more favorable health class or does not help much, even though the reports came out...
  19. E

    Went from no medical cost to a ton - want to make sure I have the best plan

    I don't know much about the healthcare end but everyone at my job complains that my job's healthcare plans aren't great. This year I started seeing a mental health specialist weekly, another one every 1-2 months, and I spend about $50 on prescription drugs about every other month. These plan to...
  20. F

    [Pennsylvania] PA L&I - New Filing Dates for all Applicants based on last digit of SSN because of peoples backpay issues... what.

    Just received this email. Check your inbox.
Back
Top