insurance

Balance reduced to 0 and just want to be sure what to pick to avoid delays/issues because I was PUEX. Already did the ID thing before so I may be lucky there...

Firstly, I’m amazed how many financially savvy people don’t consider IP insurance. It’s one of the cheapest forms of insurance around (relative to the value), and for many people our future earning potential will be the greatest ‘asset’ we will ever own. I won’t dump the whole sob story, but I...

My car was stolen 4/26/24 and recovered 5/1/24 and towed to my residence. The car didn’t turn on (they stole and ripped out the battery terminal and hot wired and fried things) I took pictures but my adjuster never sent anyone for appraisal. On 5/4/24 someone came and stole the vechile (since it...

Had a couple periodontal procedures done, one 4/2 the other 4/3. Before the procedure I called my insurance, and called the dentist, both said my portion would be 141.80 for both procedures. Fine, paid the first day the full amount, and I think everything is fine. Fast forward to today, and I...

I had a kitchen fire last week, I was lucky that my animals were able to get out and no harm was done in that way. I'm being told due to the extensive smoke damage that most if not all of my things are beyond repair. Right now I'm so focused on trying to find a place to live, find a boarding...

Hi all, My spouse recently had their car totaled in an accident in which the other party is entirely at fault. The car in question is a 1994 Volvo 940 Turbo Wagon, with $13k with 50% more mileage: https://bringatrailer.com/listing/1994-volvo-940-8/...

I already have Healthcare insurance for my wife (63) and I via marketplace. We are retired. In 6 months I will switch to Medicare, and based on what I read, I should stick with A, B and D. The proactive marketing makes me resist tapping one of these insurance brokers as I suspect each may have...

Hello! My J-1 visa to the US (short term scholar) was recently approved. I purchased the StudentSecure Budget policy which covers the J-1 requirements. However, upon closer inspection I realised that it only covers medical bills, and doesn't include your standard travel cover eg...

We filled out a life app for my wife (30F) about 4 months back and answered all the questions honestly with the advice of this sub. One of them was related to any breast lumps so we checked yes, even though the tumor was benign after the biopsy 2 years ago. This caused a huge back and forth...

New here! I have met my deductible for this year, but a couple of my last claims against my insurance only covered part of the claim. I can’t figure out why. I’m not sure what information I need to provide to help answer this question. Here are a couple key pieces of information...

Hi guys, I’m just looking for some clarification on how insurance pricing works here because I’m getting absolutely nowhere in trying to get insured on a first car. For context I’m 21, have had my license for almost 3 years and have a 1 years no claims bonus. I was trying to get insured on a...

Hello, Gusto ko na lang sana stop yung policy having 57k value. Sa august 4 years na yung policy ko. Does anyone here magkano yung ikakaltas nila if i surrender my policy? Wala na din kaseng FA n nakaAssign saken sa app kaya wala ako mapagtanungan.

I got approved fairly quickly which was a surprise but it’s saying I can’t certify until may 22nd? So does that mean I’ll get back pay? I verified my identity and I’m waiting till the 22nd . If I was already approved why do I have wait nearly two weeks to certify and get payments? So am I...

Myself and my son will be losing our Medicaid/LaCHIP benefits on 1/31/24. On paper I make “enough” to afford private insurance, but after taxes, rent, utilities, groceries, car payment/insurance, and gas I am broke!! I shopped around on the marketplace, but the lowest premium offered (out of...

I'm trying to get insurance as a new (

Please help. I am in severe pain. Ankle might be broken. I just started a new job… my health insurance kicks in April 1. I’m no longer on my last insurance as of last September. I don’t have enough money to pay for doctor visits/X-rays/meds because insurance used to help out a lot. What can I...

Do any of you actually know that they are releasing benefits to the people who haven’t received them at all I haven’t been paid since Feb 17 was never asked to send in documentation also I’m on PEUC I see alotta same info or different info I’m really confused at this point so if you haven’t been...

Hello, about a week ago I was at a gas station pumping gas completely outside of my car standing up, and a car pulls into the gas station and hits the front of my car I have no idea how they did not see a parked car but luckily we got eachothers info he admitted to fault and now it’s through the...

Hey all, Homeowner here. Earlier this week we had an oil furnace puffback which is a covered event under our policy, and unfortunately there's a fine coating of soot all over the whole house that came through the forced air system. We tried our best to clean it ourselves, but its beyond...

My non-covered amount & amount billed for a claim titled "INITIAL PREVENTIVE VISIT" is $560.00. The amount allowed is $0.00. Should I be expecting a $560 bill coming down the pipe?