insurance

I am in very bad pain. I cannot afford or need to visit the emergency room, but searching on their site tells me there is no urgent care available near me after 5:00 on a Saturday, in the heart of Los Angeles. I went through all the phone calls, connected from one fucking voice menu to another...

Long story short, our home suffered damage during the hurricane. Very unfortunately for us, we had to let our home insurance go a month beforehand due to some especially difficult circumstances. We lost about 10% of our roof (about 5% of the sheathing and 10% of the shingles), siding on three...

So yeah I went to my regular doctor, she is supposed to fax over the order for a diagnostic mammogram although apparently she hasn’t done that yet. If I haven’t been diagnosed yet do I have options?

I may or may not have breast cancer and I’m trying to get insurance before I have a biopsy/ official diagnosis and I’m not sure what I’m doing

I had an at fault accident. I fell asleep and caused damage to my rear tail light and car body. I’m getting estimates at $1800-$3200 for the repair. Is it better to just pay a out of pocket on my older car 2005, 160k miles, but in good overall shape besides the ding? I’m on my parent’s plan and...

All the documents for my claim has been completed, they also finished there investigation and confirmed my mother's death in the Philippines. I gave Farmers the CRODA from the U.S Embassy in the Philippines, since she was a U.S. Citizen, but died in the Philippines. If everything is complete...

I have a tax-related question that centers around a $50,000 loan my wife and I took out in 2023 from her whole life insurance policy, which originally involved a one-time premium payment of $50,000 in 2016. The base cash value at the time of borrowing stood at $59,500, plus $2,200 in paid-up...

Hello sub, I am thinking of going back to school, I am 30 years old. I would like some pointers on how to get affordable healthcare insurance. A big thing for me would be coverage for my therapy sessions, I really value those. The plan I need would need to cover 18 months, that is about how...

Odd situation here- my brother-in-law (33 y/o) moved two door down from me. We live in Florida. He has his driving permit and is taking driving classes. He plan to buy a car soon and it’ll need to be insured. He won’t likely won’t have his driver license at the time he makes that purchase. How...

My father died recently and I'm helping my mother (beneficiary) fill out a life insurance claim form. Trying to figure out the best payment option. payment into account in beneficiary's name held at life insurance co. Can transfer funds out at any time. No monthly or draft charges. Earns...

tl;dr: Can I personally appeal the denied prior authorization for my son’s speciality medication, or must it be done by his doctor? Long Version: My son has a genetic growth condition and requires growth hormone treatment until the conclusion of puberty. This treatment is essential to his...

Variable Adjustable Life Policy Need some advice. I (54M) have a Variable Adjustable Life Policy for $250k. I've had the Policy for 23 years. Currently my monthly premium is $75 ($900 yearly). Insurance cost is $25.00 monthly, but the Policy carries a sales load fee of $5.25, admin fee of...

I feel like I already maximize my available tax advantaged investment vehicles (Roth, employer sponsored retirement savings plan, etc) and I already have both term and whole life policies. I am employed now but expect to be self employed several years in the future. I also expect the need to...

As the title states, I am paying too much for car insurance right now ($316 a month) and need resources or recommendations or tips to work towards finding lower rates. For context, I am located in the state of New Jersey and my US License is very fresh (a month old). I have used my...

I deleted my most recent post, I wrote it while freaking out in the bathroom 😭 I wanted to write something more coherent I signed up for a job based healthcare plan, and I found out today (3 days before the enrollment deadline) that the amount listed is not a monthly cost, but is taken out per...

Ok so I’m on my mom’s car insurance and she wanted me to send her my transcript so she could send it to the insurance company to verify if my grades qualify for the student discount. In order to get the discount you have to have a B average or a 3.0 gpa and I failed one class which brought my...

I’m on PEUC-extension, BYE 3/15, had a balance left, Home Screen told me to reapply. When my BYE came, week ending 3/13 was paid and week ending 3/20 was pending. I waited until I could certify again on 4/4 (and I did certify) but the W/E 3/20, 3/27, and 4/3 remained pending. Tried calling but...

Just got a new job this month and have been putting off enroll/waive coverage. They have 4 options and it’s very overwhelming, I’ve been on state insurance my entire adult life and have zero clue what any of it means — I checked out the pinned post and I don’t even know how to understand it in...

Hi! I’m having knee pain and I need to get a MRI and I need to do PT. I’m only $400 away from meeting my $3,000 deductible. My out of pocket max is $4,500. I want to make sure that if I get this MRI and go to PT, the absolute most I will pay is the $400 remaining deductible. The SBC says that...

I’d like to withhold taxes from the weekly $600 payment, which should be possible via the W-4 V form. But where do I send it?? (I’m located in San Francisco). Link to IRS site about W-4 V Also, where do I find my “claim or identification number”? (Line 4 of the W-4 V form) Sorry if the answer...