insurance in the philippines

I started my VUL when I was 24. I had to stop paying ghe premium during the pandemic until now (kase sobrang baba ng value pag silip ko kaya nawalan ako ng gana talaga) so thats 3 yrs of not paying the amount. Dahil mas malabo pa sa mata ko yung FA ko na yon, ayoko na sia kausapin. Gusto ko...

Hi! Saw this subreddit and thought this place is more appropriate. As I've mentioned in the other subreddit (investing), I've recently finished completing my EF and on the road to insurance. From the helpful responses, I've deduced that: Whole life with CI benefits are good Additional term is...

Would just like to ask if getting life insurance is beneficial for those (like me) who don't really plan on having a family? I know I don't control the future and baka naman I find the right person to start a family with... But as for the immediate future, it isn't really my plan to get a...

Going 3 years na sa PAA ko and I'm kinda needing some cash,, kapg ba nagpartial withdraw ako, sa total premium paid ko sya ibabawas? O sa investment value na wala pang 2k? Thanks!

I recently got myself Elite 5, which is 17k monthly payment for 5 years. It is a VUL but with greater allocation for investment and 1M insurance coverage. I’d like to ask for any feedbacks from anyone who has tried or knowledge about it. Thanks!

My insurance is now on its 4th year and agent told me way back that it will have funds from the investment on its third year. Now, i want to enjoy using the accumulated value of investment. Agent said i should wait on the 10th year kasi my additional daw e bibigay si Pru. Is it worth it to wait?

The title. Too many conditions for PCIC, too small coverage. Hoping to learn of other options.

Need advice Hi, i recently got a property with an mri tied to it. I already have a term insurance for 15years but unfortunately I wasnt able to change the bene to the bank when I was applying for the house loan. Should I renew my term insurance (15yrs) of 12k/yr (+100 or 200php every suceeding...

I have Philhealth but I need a good HMO that covers the following: -inpatient benefits -outpatient benefits -surgeries and treatment (possibly chemo) -meds (if possible) My current issues are non-alcoholic fatty liver and gallstones. I might have to go under the knife for the gallstones later...

My 10-year policy with Prudential Life matured last January. But they have been charging me of around 900 pesos for ‘renewal payment’ in the last 2 months. Ano ibig sabihin neto?

Hi guys, is there a company insurance for Pacific Cross? If yes how much is it? Thanks!

Is true na ang insurance sa pinas it only covers at a certain age lang like pag lampas mo ng xx age di ka na covered? Or do you have insurance na covered until 100yrs old?

My mother has a fully paid Loyola Life plan with memorial services benefit but the company is going bankrupt. The Insurance commission is instructing us to file documents with them. Which of the options in the form should I choose? Cash surrender value Time plan maturity benefit Unrendered...

Based on experience sa pagkuha ng claims, anong negative and positive feedback nyo sa mga insurance companies?

Has anybody tried getting the refund from a Medicard Select revolving fund? I terminated mine in September, and until now they haven't given me an estimate on when I will receive the funds. They just keep saying the refund request is for approval. I'm not sure what's taking so long since I never...

Hello! I’m a user experience student conducting research about the Sunlife claims process. If you’re a current Sunlife client, pls help ur girl out by answering this super short survey 🥹 https://pl2h2un2fim.typeform.com/to/m8zXFoLU THANK YOU THANK YOU

I’m encouraging fellow insurance enthusiasts or professionals to post their knowledge. If you have knowledge in different insurance products in the philippines, please comment or post ones that you have great knowledge in. Whether it be their pros or cons, as long as whole life. This will be...

hi please i hope you can help me. i've been losing sleep over this the past days. So i've just resigned from my current company that i've been with for 5 years. i'm currently on the required 30-day turnover period and now doing the paperwork for my next company. During the past year kasi, i've...

Just wanted to check if your HMO covers cancer screening. Of yes, what type of cancer is covered and how many screening allowed in a year. Also, if you know how much your are covered for this benefits (max limit). TIA

Hi there, Have you had an encounter with a life insurance agent/financial advisor before? How was the experience and in the end were you able to purchase a policy for your own? For my thesis, I'm conducting a study on The Effects of Ethical Sales Behavior on Customer Loyalty in the Philippine...