insurance in the philippines

Just a brief info of myself, I am 36, Male, Married, with 1 toddler, may history ang family ko (father side) ng mild stroke. My current income is around 35k only, 8-10k monthly goes to savings para sa anak ko, the rest is for bills and living expenses, As in sakto lang. Now for the insurance...

Hi, early in my career (2012) I was offered a Manulife affluence builder policy which I didn't mind and understand back then but I know I had to start somewhere so I got it. I am paying 2700++ monthly for the past 12 years but checking my accidental health benefit and enhanced critical illness...

I was waiting for my 3 month claims that they did not provide, i kept on following up pero sobrang dmi nilang delays at mga rason, yung requirements n hnihingi nila paisa isa dn hnggng sa umabot n ng 3 months! Sobrng disappointed ako ksi good payer naman ako, but my patience is over the limit n...

Hello! I’m 19 years old, thinking of applying for a life insurance but my main purpose po sana is to have HMO.. although, i’ve searched about Kaiser and it has HMO plans including investments too pero yung pinakamababa na premium monthly is 2.6k which is a bit heavy for me as a college student...

Hi! Does anyone know which health card/insurance can cover a hernia repair surgery for seniors? I know Philhealth provides a discount as well, but I'm just wondering if there are any health cards we can buy that has this benefit. Thank you so much po for your time.

Hi! I'm a financial advisor. Unlike old insurance plans, insurance companies now offer insurance + investment plans. Withdrawable talaga? Yes. Claimable even if hospitalization lang? Yes. Don't worry because the plan will be tailor fit to your needs as well and sa budget mo. I know maraming...

I'm 24F and I consider myself a breadwinner to my parents since only child lang naman ako. I'm near to completing my target emergency fund. Probably by 2021 complete na. I'm now looking into getting an insurance already and I have the following questions. [Life Insurance] How can I make sure...

Heya guys! Just wanted to ask how long does the process usually take para sa car accidents? This is my first accident and hopefully my last, so any tips or pointers would really help out! I got into an accident (Self) on December 3, filed a report on December 4.. complete with photocopies of...

Hi, I would like to ask kung okay ba yung sun fit and well insurance from sunlife, ang dami ko lang nakikita na magandang is insurance to as a first timer na kukuha kasi traditional insurance and convered up to age 100. Sa tingin nyo okay ba talaga to?

Considering to get Sun Safer Life for starters and also kasi tight yung budget pero may nababasa ako about Sun Life Assure for health insurance and its benefits. Same ba sila na until Age 70 lang ang coverage? Getting confused which one to get. Sun Safer can't be converted to Sun Life Assure as...

must have insurance license or a licensed financial advisor very passionate about insurance must know right insurance advising ethics send me requirements and portfolios via gdrive link via telegram and will add 2-3 moderators to help educate philippines into getting insured

I'm in a bit of a predicament and could use some advice. I bought a second-hand car back in December 2021. The car's ownership as the first owner is under my late uncle's name, who passed away in August of the same year. The transactions occurred between myself and my family, and my uncle's...

Hello! Looking for PRU Life UK FA that can provide yearly term insurance policy (with CI, accidental death benefit and total disability waiver). Tried contacting a few pero triny kami bentahan ng VUL or ng PRUterm15. Not interested in VUL or yung matagal na bayaran. We're planning to Do BTID...

hi good morning po im reviewing the qoutation send to me by the FA. its CRITICAL CARE MAX it says : critical care max is a 10-pay, variable life insurance plan where the living and death depend on the performance of the investment in funds that earn you an account value over time. for...

Ask ko lang po kung ano ibig sabihin ng binigay sakin na options under Death Policy. Option A po ang binigay sakin. Option A (inclusive): Greater of Sum Assured OR Fund Value Option B (exclusive): Sum Assured PLUS Fund Value Sabi po nila sa akin yung Option A daw po ang makukuha ng...

I am looking for any recommendations for a Health Insurance for my parents who are both 70+ years of age. Mom have a maintenance for Diabetes Dad fortunately, does not have major illness. Thank you!

I recently got a quotation for AIA Critical Protect 100 and here are the details: 24 Male, Non-Smoker * Face Amount is P 2,000,000 * Annual Premium (with Vitality) - P 38,885 * 20 years to pay * Covers Major and Minor Critical Illness only (no Gender Specific Cancer and Recovery Benefits) I...

Hi, everyone. Is it wise to invest on a memorial plan? If so, do you guys recommend any memorial plans for me? Wrote down my financial stats of sorts below as a guide as this might factor into the recommendations. And what’s the best payment plan (annually, bi-annually, quarterly, monthly)...

I have PCOS and currently applying a Life Insurance. The insurance company have rated me and removed critical illness benefit from the proposed policy. I have undergone check up and meeting with them. When I asked an explanation for the rating, the agent just sent me a screenshot of email from...

Hi guys need ung opinion/s and help to decide. Got quotation from AAP for strada gls Mercantile 17k Mapfre 20k Oriental 17k I asked them about basic questions like.. sino mabilis maglabas LOA? They said ita Mercantile pero they said we will be dealing with them. So no problem pagdating dyan...