insurance in canada

So i got into a non fault accident i got rear ended. A tow truck approach us that my car should be towed because it’s not safe to drive so the tow truck took me to the collision reporting center and then after he brought my car to their own yard. My insurance company which is TD bank called me...

I am getting ready to sign a policy with RBC for Disability insurance. RBC has included a modification to my coverage. Is this anything I need to be worried about? Policy details below Details on Policy: Commencement Date: 91st day of disability Maximum Monthly Amount: $8,000.00 Maximum...

A friend's mother was driving on an arterial road, which were the 2 lanes turned into 1 lane in each direction. She was in the left lane that didn't end. Unbeknownst to her, there was a car to her right in her blind spot, which tried to unsuccessfully overtake her before the lane ended. She was...

Hi everyone and thanks for reading. I live in BC and am building a house as the Home Owner Builder. We are doing 90% of the work, everything except drywall and the initial connection for electrical. My partner is an experienced home builder but has been out of the industry for two years, so we...

Hey guys, recently I was a victim of a rear-end and hit and run, insurances have already been contacted and determined that the other person was 100% liable, for starters I drive an older car and only have 3rd party liability insurance, but the other person which was at fault I assume has full...

Hi Everyone, I am an Insurance professional with 6.5 years of experience and MBA in Finance in the Indian Insurance Industry. Recently, I shifted to GTA, Canada permanently and am seeking career advice to pursue my career in underwriting here. I have done some research and saw Ontario Graduate...

Hello, I just got my license and I’m ready to get a 2010 B8 Audi s4. It a sedan with 333hp and I’m buying for 16,750$ Canadian. I’m wondering what my insurance would be monthly. Thanks!

My friend parked his car at my house because he when away for a while. No somehow there's some damage to the vehicle and I have no idea how it happened, is it possible for him to sue/blame me in any way?

My son and I have occupied the suite of my parents' home for the last 7 years. I paid $200 a month towards utilities etc but have never had a rental agreement or anything of that sort. It's actually the same home I grew up in. They recently moved out of town and rented the upstairs of thw home...

I am currently living in Canada and my mother is coming to visit in two weeks from another country (she will be staying for 15 days). I have recently turned a permanent resident but she would be coming here on a visitor visa and thus has no health coverage. Unfortunately, she has a number of...

I guess I’m wondering how normal it is... I was getting a quote for auto insurance, and they said as part of their policy, an app is installed on my phone to track my activity, to ensure that I don’t: a) leave the province, b) drive between midnight and 4 am, and c) don’t speed. I told them...

I’m starting a small handy man business. What type of policy should I be requesting from a broker. Mainly, what is the cheapest policy I can get that cover just the bare bones basics. Thank you all for any help,

im 21 my car is insured by my moms insurance but she wants to take me off. What are some good options??i live in california and im a full time student.

Hello! Land lord here. We rented out our condo to 3 girls. They are close friends and two of them are family friends and refer to each other as cousins. '' but they aren't sure if they are actually blood related '' I am having issues finding insurance for the rented out condo as most...

My husband (61) had a claim for a motorcycle accident 6 months ago. It was a single vehicle accident due to time of day (dawn) and road conditions. Will this cause his auto premiums to go up when his policy renews? The motorcycle and light truck were insured through different companies.

Hi all, On the evening of August 2nd, a freak hailstorm with baseball sized hail ripped through west Edmonton. It only lasted about 3-5 minutes, but did significant damage to some vehicles and property in the area. I was just off the Anthony Henday doing banking on the west side when this...

Keeping it as brief as possible: my condo had a flange malfunction and it caused water damage to my unit and others under me - it was confirmed in the assessment that this was not in any way my fault, it's about $55k worth of damage. I have insurance on my unit with extended water coverage, as...

I bought a 2009 Honda Accord EX-L as a pre-owned in 2013 from Honda dealer for about ~$16K. Two weeks ago, I got into a car accident where it was my fault but I have 1st accident forgiveness. Current mileage is 160,000kms. The appraiser tells me that the front bumper is damaged and came off...

So I’m getting ready to close on a house. It will be an owner occupied rental. Through inspection we learned that one of the bedroom windows in the basement bedroom apartment didn’t meet egress. We asked the seller to have it replaced and they agreed, however due to supply chain issues the...

This might be a silly question but how would my car insurance work in GTA if I am renting a neighbour's driveway since there's no available parking space in my house where I'm living/renting?