insurance in canada

  1. H

    Replacing stolen items after a break in

    We had a break in about a week ago. We’re missing about $7000 in property. Winter jackets, jewelry, watches, sunglasses.. that kind of thing. None of the jewelry/watches were fine jewelry/expensive. The most expensive piece being about $400. Our adjuster is meeting with us next week. Are...
  2. P

    Would my auto insurance increase if I hit a careless pedestrian jaywalking on a private property?

    Would my auto insurance increase if I hit a careless pedestrian jaywalking on a private property? Would my auto insurance increase if I hit a careless pedestrian jaywalking on a private property? Here are the case facts: - 1. Pedestrian was hit by my car while crossing a road located within a...
  3. K

    Health Insurance for Foreigners (Working Holiday Visa 1 year)

    Hey there! I am coming in May to Toronto, I know that I would need a health insurance, what I don't know is which would be the best option for me and where to buy it. I would need to cover : medical care, hospitalization, and repatriation Hope you can help me!
  4. T

    Sun Life wants death cert with cause of death and raised cert.

    My father recently died in BC, in which he settled in 2021. From 1966 to 2021 he lived in California. His life insurance policy was issued in California. That insurer, (Sun Life ironically) says the death cert must list cause of death and have a raised seal. The standard Vital Stats cert does...
  5. I

    Need Student Medical options

    International Student Insurance Toronto (school does not offer any) My daughter has medical insurance but it seems no one takes it or even knows what it is. She hasn't been able to get through to anyone when she is out of school or has a day off so we are looking for new options. She goes to...
  6. W

    Non-owner car insurance in Ontario requires car insurance first?

    Hello! I live in Ontario. Since I don't own a vehicle, but occasionally borrow or help out other people by driving their vehicles, I was looking into what I could do to get my own auto insurance. But according to this site, such a product doesn't exist. I need car insurance first—for a car I...
  7. C

    10% work, 90% personal

    Vehicle Insurance I currently have my f150 insured with TD. I use this car 90% personal and 10% business where once a week I will need to carry my ladders in the trunk from one site to the next or use my utility trailer to carry from one site to this name. It is essentially being used for...
  8. M

    Question about travel insurance

    I am planning to spend a year abroad travelling. I am looking into buying travel insurance for this period, but every insurer makes you affirm I will be covered by a government health insurance plan in my province for the entire duration of my trip, why is this? Is there a way for a Canadian...
  9. R

    Will the insurance company cover my accident on a rental car?

    Will the insurance company cover my accident on a rental car? What happen if i rent a car in my friends name and take it out of state but use my dad's insurance card? I am only 19 and live with him. I am not adding my name as the secondary driver at the rental place. If i get in a accident in a...
  10. D

    Ontario home insurance help - Getting hosed

    I don’t live in Ontario but I recently purchased a rental property (detached home) in Ottawa. It is currently being rented out and I’m getting quotes of $4k+ to insure it as a rental property. I’m beginning to regret my decision as I had not expected home insurance to be so expensive. Prior to...
  11. G

    Proof of loss purchase price

    My car was deemed a total loss, the total loss adjuster gave me a price and I even negotiated to increase it with average prices in the region, after this they sent me the proof of loss document and it is asking me to write down the price I bought it for. What I actually bought it for is...
  12. S

    Fault in Ontario

    If a big truck hit you taking a turn at an intersection and you managed to back up to mitigate the damage, are you at fault for damaging a vehicle behind you? Transport driver charged. Happened to a buddy and he is arguing with insurance.
  13. M

    Johnson insurance

    Anyone had experience with Johnson insurance? I got a competitive quote from them which saves me ~300 but I can’t seem to find anyone I know who uses them. Let me know if you’ve had a policy with them or know someone who has and what the experience has been with customer service/claims etc...
  14. K

    Need some advice

    My parents are under evacuation alert due to a forest fire that is close by. The problem is that their house insurance is due any day not (not sure on the exact date). The whole town is under alert and therefore the broker's office is closed. Is there any way for them to pay on line or...
  15. C

    Basement flooded

    So my basement flooded and a lot of things were destroyed. Sectional, two recliners, two sets of washers and dryers, freezer, snes, og Xbox... Etc. Some of the things won't be able to be replaced. Will they insurance company send a cheque for everything or how does it work? I'm completely...
  16. D

    Auto ON how long does a denial stay on record?

    As the title. Insurance denied due to vehicle horsepower than new company says "you were denied previously". F me I wasn't denied the vehicle was denied because they don't insure that type of vehicle, how does that make any sense. Curious how long this stays on record now that I'm "denied".
  17. M

    Claims center

    We work with claims center and have an error on a claim "missing field, minor accident" wtf is this? We can't close a claim.
  18. S

    Possible improper diagnosis hindering disability coverage

    Hi all! During a sleep study 7 years ago, i was diagnosed with suffering a single "wide complex tachycardia" event. Following the study, i followed up with a heart specialist who performed a rigorous battery of tests, all of which were negative (aside from the odd irregular beat that he was...
  19. B

    Increase in premiums following hail storm.

    My Ontario home recently suffered damage as a result of an hail storm. I have been in touch with my insurer and I’m still assessing whether or not I want to make a claim. My question is weather my premiums are likely to increase as a result of the storm damage, and if they do increase is it...
  20. P

    Insurance for Venue Experience?

    I’m looking for insurance for our wedding venue, (Alberta, Canada) and so far the best pricing I’ve found is DUUO insurance. Does anyone have any experience with them? Are they good?
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